398 Fairlea Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 398 Fairlea Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,852 sqft · built 1982
Lot Size	0.421 acres (18,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2017)
Tax Bill	$10,466 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-624-90022844`

Property Details

APN / Parcel Number

Primary APN	`01-624-90022844`
Alternative APNs	`162490022844` `62490022844`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,852 sqft Living Area
Gross Area	3,428 sqft
1st Floor Area	1,651 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,340 sqft (0.421 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	301 sqft
Deck Area	346 sqft
Gazebo	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	62490022844
Street Address	398 FAIRLEA DR
City	EDGEWATER
State	MD
Zip	21037-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT C PINE WHIFF BEACH
Legal Subdivision	PINE WHIFF BEACH
Legal Block	2
Legal Lot Number	C
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	398 FAIRLEA DR, EDGEWATER, MD 21037-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG
Jun 3, 2017	Grant Deed, Transfer LIBERTY TITLE ESCROW/MD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	May 5, 1999 · Amount on Record
Deed Document Number	201731219-001
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	398 FAIRLEA DR, EDGEWATER, MD 21037-1531
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 FAIRLEA DR, EDGEWATER, MD 21037-1531

Mortgage

Document Number	0395020480
Date	Mar 8, 2023
Book Page	39502/480

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	398 FAIRLEA DR, EDGEWATER, MD 21037-1531
Document Number	0312190007
Book / Page	031219 / 000007
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	398 FAIRLEA DR EDGEWATER MD 210371531, EDGEWATER, MD 21037-1531

Mortgage

Document Number	0312190007
Date	Aug 3, 2017
Book Page	031219/000007

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 3, 2017
Property Address	398 FAIRLEA DR, EDGEWATER, MD 21037-1531
Document Number	0312190001
Book / Page	031219 / 000001
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	LIBERTY TITLE ESCROW/MD LLC

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 CRANFORD RD PLAINVIEW NY 118034003, PLAINVIEW, NY 11803-4003

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,073,500 (+2.12%) Land $724,700 Building $348,800	$1,073,500 (+2.12%) Land $724,700 Building $348,800
2025	$10,466.00 (+8.9%)
2023	$9,611.00 Homeowner's exemption	$1,051,200 Land $796,900 Building $254,300	$1,051,200 Land $796,900 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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