400 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 400 E Pearl St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1962
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Last Sale	$132,000 (Jun 2026)
Tax Bill	$829 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-02-025.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-02-025.000`
Alternative APN	`590000272880`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Slab
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 E PEARL ST
City	FINDLAY
State	OH
Zip	45840-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADD LOT 4575-4577 W70FT
Legal Subdivision	PARK ADD
Legal Lot Number	4575
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: Hancock County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
Jun 16, 2026	Warranty Deed, Transfer FLAG CITY TITLE
Dec 4, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 4, 2020	Transfer on Death Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Jun 4, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2020	Affidavit, Transfer
Feb 23, 2017	Warranty Deed, Transfer MID AMERICAN LAND TITLE, MID AMERICAN TITLE
Mar 2, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20264406
Deed Book / Page	2630 / 869
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	002576/612
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Aug 10, 2026
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	0000006013
Book / Page	2631 / 4888
Instrument Date	Jul 31, 2026
Instrument	20266013
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	ASSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000006013,
Date	Aug 10, 2026
Book Page	2631/4888
Instrument	20266013

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 16, 2026
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	0000004406
Book / Page	2630 / 869
Instrument Date	Jun 11, 2026
Instrument	20264406
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$39,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	400 E PEARL ST, FINDLAY, OH 45840-5264

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Dec 4, 2020
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	002576/612
Book / Page	2576 / 612
Instrument Date	Nov 6, 2020
Instrument	202000012339
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	171 BLUE BONNET DR, FINDLAY, OH 45840-1013

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 4, 2020
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	002576/614
Book / Page	2576 / 614
Instrument Date	Nov 6, 2020
Instrument	202000012340
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 4, 2020
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	002569/986
Book / Page	2569 / 986
Instrument Date	Apr 11, 2020
Instrument	202000005044
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 BLUE BONNET DR, FINDLAY, OH 45840-1013

June 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HANCOCK OH
Recording Date	Jun 4, 2020
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	002569/983
Book / Page	2569 / 983
Instrument Date	Apr 3, 2020
Instrument	202000005043
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 BLUE BONNET DR, FINDLAY, OH 45840-1013

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 23, 2017
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	02514/2119
Book / Page	2514 / 2119
Instrument Date	Feb 9, 2017
Instrument	201700001647
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID AMERICAN LAND TITLE, MID AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 BLUE BONNET DR, FINDLAY, OH 45840-1013

March 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 2, 2017
Property Address	400 E PEARL ST, FINDLAY, OH 45840-5264
Document Number	02515/0573
Book / Page	2515 / 0573
Instrument Date	Feb 9, 2017
Instrument	201700001876
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00 (+3.63%)	$26,360 (+19.98%) Land $5,790 Building $20,570	$75,310 (+20.02%) Land $16,550 Building $58,760
2024	$800.00 (-0.25%)	$21,970 (-) Land $4,830 Building $17,140
2023	$802.00	$21,970 Land $4,830 Building $17,140
2022			$62,750 Land $13,790 Building $48,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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