Hancock County property record for 323 E Pearl St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,000 (Jun 2005) |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-302-15-043.000 |
| Primary APN | 1011-302-15-043.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 250 sqft |
| Patio Area | 128 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 323 E PEARL ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK ADD LOT 4524-4525 MID 70FT |
| Legal Subdivision | PARK ADD |
| Legal Lot Number | 4524 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1100 |
Source: Hancock County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 323 E PEARL ST, FINDLAY, OH 45840-5217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on Record |
| Deed Sale | Jun 29, 2005 · Amount on Record |
| Prior Sale | Sep 28, 1992 · Amount on Record |
| Deed Document Number | 20058008 |
| Deed Book / Page | 2268 / 1948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 323 E PEARL ST, FINDLAY, OH 45840-5217 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 323 E PEARL ST, FINDLAY, OH 45840-5217 |
| Document Number | 002604/369 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 2604/369 |
| Instrument | 202300004293 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+3.38%) | $36,910 (+19.99%) Land $4,700 Building $32,210 | $105,460 (+2%) Land $13,440 Building $92,020 |
| 2023 | $1,094.00 Homeowner's exemption | $30,760 Land $3,920 Building $26,840 | |
| 2022 | $87,880 Land $11,200 Building $76,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.
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