400 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 400 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,798 sqft · built 1945
Owner	Individual Name on Record
Last Sale	$239,500 (Jul 2021)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-100`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,798 sqft Gross Area
Basement Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	400 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL53 OF PRES & TRUSTEE PLAT COM 5RDS W OF NECOR W4RDS S96FT E4RDS N96FT-POB V397P445 V474P615 V578P41 V592P716 V668P729 V702P431
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	PRES & TRUSTEE PLAT
Legal Lot Number	53
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	3
Census Block	3022
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E LAKE ST, WAUPACA, WI 54981-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS STATE BANK OF WAUPACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	2021896226
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jul 2, 2021
Property Address	400 E LAKE ST, WAUPACA, WI 54981-1845
Document Number	896226
Instrument Date	Jun 29, 2021
Instrument	896226
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	KNIGHT BARRY TITLE, KNIGHT BARRY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E LAKE ST, WAUPACA, WI 54981-1845

Mortgage

Document Number	896227
Date	Jul 2, 2021
Instrument	896227

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	May 7, 2018
Property Address	400 E LAKE ST, WAUPACA, WI 54981-1845
Document Number	0000861758
Instrument Date	Apr 30, 2018
Instrument	861758
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	400 E LAKE ST, WAUPACA, WI 54981-1845

Mortgage

Document Number	0000861759
Date	May 7, 2018
Instrument	861759

Lender

Name	THE FARMERS STATE BANK OF WAUPACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+4.7%)	$252,600 (-) Land $16,100 Building $236,500
2023	$4,213.00 (+3.26%)	$252,600 (+45.76%) Land $16,100 Building $236,500	$323,397 (+45.76%) Land $20,612 Building $302,785
2022	$4,080.00	$173,300 Land $12,300 Building $161,000	$221,871 Land $15,747 Building $206,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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