301 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 301 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,845 sqft · built 1886
Lot Size	0.41 acres (17,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2022)
Tax Bill	$5,504 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-117`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-117`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,845 sqft Gross Area
Basement Area	1,267 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	17,850 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	301 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS9&10 BLK54 HIBBARDS ADD V405P117 V625P685 OLD MIRROR LAKE HOSPITAL (C.A. SPENCER HOUSE) RESOLUTION #8(2006)-#723614
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	HIBBARDS ADD
Legal Block	54
Legal Lot Number	9,10
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	3
Census Block	3021
Census Tract	101000

Owner

Source: Waupaca County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 E LAKE ST, WAUPACA, WI 54981-1842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	2022909818
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Sep 30, 2022
Property Address	301 E LAKE ST, WAUPACA, WI 54981-1842
Document Number	0000909818
Instrument Date	Sep 20, 2022
Instrument	909818
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E LAKE ST, WAUPACA, WI 54981-1842

Mortgage

Document Number	0000909819
Date	Sep 30, 2022
Instrument	909819

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	301 E LAKE ST, WAUPACA, WI 54981-1842
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	900216
Date	Nov 1, 2021
Instrument	900216

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Nov 10, 2027

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,504.00 (+5.36%)	$312,600 (-) Land $30,600 Building $282,000
2023	$5,224.00 (+67.65%)	$312,600 (+135.39%) Land $30,600 Building $282,000	$400,214 (+135.39%) Land $39,176 Building $361,038
2022	$3,116.00	$132,800 Land $21,200 Building $111,600	$170,020 Land $27,141 Building $142,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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