400 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 400 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,592 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$972,000 (Feb 2022)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`244NL085`

Property Details

APN / Parcel Number

Primary APN	`244NL085`
Alternative APNs	`108514246460` `80099952` `80122866`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	2,592 sqft Heated Area
Gross Area	4,008 sqft
1st Floor Area	400 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80122866
Street Address	400 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-133 PH-III LITTLE BEACH LANDING PL 81/68
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	133
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 RICHARDS XING, FORT MILL, SC 29708-8946
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 17, 2021	Deed of Trust, Construction Loan · Line of Credit FIRST BK
Sep 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 29, 2020	Grant Deed, Transfer DW FAMILY GST TRUST (IT)
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Book / Page	4789 / 998
Last Transfer Date	Aug 12, 2026
Transfer Doc	5614000084
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 13, 2026
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	5614000084
Book / Page	5614 / 84
Instrument Date	Aug 12, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 RICHARDS XING, FORT MILL, SC 29708-8946

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 1, 2022
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0047890998
Book / Page	4789 / 998
Map Reference	CAB 81 PG 65-72
Instrument Date	Jan 27, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,944.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 E FOURTH ST, 449, OCEAN ISLE BEACH, NC 28469-7707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 RICHARDS CROSSING, FORT MILL, SC 29708-8946

Mortgage

Document Number	0047891003
Date	Feb 1, 2022
Instrument	4789/1003

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 17, 2021
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0045500486
Book / Page	004550 / 000486
Instrument Date	Feb 12, 2021
Transaction Type	Construction Loan
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	449 E FOURTH ST OCEAN ISLE BEACH NC 284697707, OCEAN ISLE BEACH, NC 28469-7707

Mortgage

Document Number	45500486
Date	Feb 17, 2021
Book Page	004550/000486

Lender

Name	FIRST BK
Type	Bank
Address	OCEAN ISLE BEACH, NC 28469

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 17, 2020
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044421152
Book / Page	004442 / 001152
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	449 E FOURTH ST OCEAN ISLE BEACH NC 284697707, OCEAN ISLE BEACH, NC 28469-7707

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070354
Book / Page	004407 / 000354
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	44070358
Date	Jul 29, 2020
Book Page	004407/000358

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	400 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070351
Book / Page	004407 / 000351
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,219,200 (-) Land $250,000 Building $969,200	$1,219,200 (-) Land $250,000 Building $969,200
2025	$4,570.00 (+0.02%)	$1,219,200 (-) Land $250,000 Building $969,200	$1,219,200 (-) Land $250,000 Building $969,200
2024	$4,569.00
2023		$1,219,200 Land $250,000 Building $969,200	$1,219,200 Land $250,000 Building $969,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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