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400 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 400 E Donald St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1949
Lot Size0.167 acres (7,280 sqft)
Owner2 Individual Names on Record
Tax Bill$1,084 (2025)
Deeds & MortgagesAug 2008 Mortgage
May 2026 Sale
Flood ZoneZone X (minimal risk)
APN8913-13-104-001

Property Details

APN / Parcel Number

Primary APN8913-13-104-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,280 sqft (0.167 acres)
Lot Dimensions56 ft deep x 130 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address400 E DONALD ST
CityWATERLOO
StateIA
Zip50703-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH WATERLOO PLACE LOT 1 BLK 4
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block4
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2024
Census Tract1702

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 E DONALD ST, WATERLOO, IA 50703-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2008Deed of Trust, Mortgage
WELLS FARGO BANK NA
May 6, 2026Affidavit, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 5, 2026
Transfer Doc0000006473
Record UpdatedOct 29, 2026

August 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address400 E DONALD ST, WATERLOO, IA 50703-1516
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009004447
DateAug 26, 2008
Instrument2009004447
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressWATERLOO, IA 50701
Agreement
AmountAmount Recorded
Term108 Months
DueAug 16, 2017

May 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionBLACK HAWK IA
Recording DateMay 6, 2026
Property Address400 E DONALD ST, WATERLOO, IA 50703-1516
Document Number0000006473
Instrument DateMay 5, 2026
Instrument20266473
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 ANTHONY ST, EVANSDALE, IA 50707-2204

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,084.00 (+34.16%) Homeowner's exemption$78,590 (+28.39%) Land $11,660 Building $66,930$78,590 (+28.39%) Land $11,660 Building $66,930
2024$808.00 (-23.48%)
2023$61,210 (+7.42%) Land $11,660 Building $49,550$61,210 (+7.42%) Land $11,660 Building $49,550
2022$1,056.00 Homeowner's exemption$56,980 Land $11,660 Building $45,320
2021$56,980 Land $11,660 Building $45,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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