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308 E Donald St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 308 E Donald St, Waterloo, IA 50703

Property Summary

Property TypeDuplex
Details4 bd · 4.5 ba · 1,492 sqft · built 1960
Lot Size0.161 acres (7,020 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2025)
Tax Bill$2,124 (2025)
Deeds & MortgagesAug 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-13-103-001

Property Details

APN / Parcel Number

Primary APN8913-13-103-001

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths7 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,492 sqft Total Area
1st Floor Area1,492 sqft
Basement Area1,492 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleDuplex Single
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,020 sqft (0.161 acres)
Lot Dimensions54 ft deep x 130 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address308 E DONALD ST
CityWATERLOO
StateIA
Zip50703-1514
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionNORTH WATERLOO PLACE LOT 1 BLK 3
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionNORTH WATERLOO PLACE
Legal Block3
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2011
Census Tract1702

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1623, WATERLOO, IA 50704-1623
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on Record
Deed SaleAug 4, 2025 · Amount on Record
Deed Document Number202511156
Prior Transfer DateAug 10, 2011
Prior Transfer Doc2012002559
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address308 E DONALD ST, WATERLOO, IA 50703-1514
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202511157
DateAug 4, 2025
Instrument2025-11157
Lender
NameVERIDIAN CU
TypeCredit Union
Address1827 ANSBOROUGH AVE, WATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change5.12%
Max Rate At Change9.12%
Index1-Year CMT
Max Rate13.1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+21.09%)$104,120 (+28.77%) Land $11,260 Building $92,860$104,120 (+28.77%) Land $11,260 Building $92,860
2024$1,754.00 (+9.08%)
2023$80,860 (+10.45%) Land $11,260 Building $69,600$80,860 (+10.45%) Land $11,260 Building $69,600
2022$1,608.00$73,210 Land $11,260 Building $61,950
2021$73,210 Land $11,260 Building $61,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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