314 E Appleby Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 314 E Appleby Ave, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,130 sqft · built 1957
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$134,900 (Jun 2019)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-121415`

Property Details

APN / Parcel Number

Primary APN	`07-121415`
Alternative APNs	`7121415` `121415`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,130 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	121415
Street Address	314 E APPLEBY AVE
City	CAMBRIDGE
State	MD
Zip	21613-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 & PT OF LOT 1 314 APPLEBY AVENUE CAMBRIDGE
Legal Subdivision	INSLEY S SUBDIVISION B OF APPLEBY
Legal Lot Number	1,11
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1035
Census Tract	970600

Owner

Source: Dorchester County records · APN 07-121415

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 18, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 27, 2019	Grant Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jun 07, 2004 · Amount on Record
Deed Book / Page	1527 / 119
Last Transfer Date	Mar 24, 2022
Transfer Doc	0017800075
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	314 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015920095
Date	Aug 26, 2020
Book Page	1592/95

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Nov 18, 2022
Property Address	314 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Document Number	0017800075
Book / Page	1780 / 75
Map Reference	MB 1 FO 87
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Dec 02, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018

Mortgage

Document Number	0001780080
Date	Nov 18, 2022
Instrument	1780-080

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 01, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 27, 2019
Property Address	314 E APPLEBY AVE, CAMBRIDGE, MD 21613-3018
Document Number	0015270119
Book / Page	001527 / 000119
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	LIBERTY TITLE ESCROW/MD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$134.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	314 E APPLEBY AVE CAMBRIDGE MD 216133018, CAMBRIDGE, MD 21613-3018

Mortgage

Document Number	15270126
Date	Jun 27, 2019
Book Page	001527/000126

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+0.46%)	$153,400 (+1.39%) Land $22,700 Building $130,700
2025	$2,551.00 (+12.53%) Homeowner's exemption	$151,300 (+18.11%) Land $22,700 Building $128,600	$151,300 (-) Land $22,700 Building $128,600
2023	$2,267.00 Homeowner's exemption	$128,100	$151,300 Land $22,700 Building $128,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199706001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003, tidal / storm surge, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 37% of the US · above 76% of Maryland
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Bay Country Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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