400 E 2nd St, Villisca, IA 50864 Property Records

Montgomery County property record for 400 E 2nd St, Villisca, IA 50864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,395 sqft · built 1875
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2024)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641222451006000`

Property Details

APN / Parcel Number

Primary APN	`641222451006000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	400 E 2ND ST
City	VILLISCA
State	IA
Zip	50864-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG LT 269 & W 5' LT 268
Legal Subdivision	VILLISCA CITY
Legal Lot Number	268,269
Jurisdiction	MONTGOMERY IA
Township / Civil Division	EAST
Census Block Group	3
Census Block	3098
Census Tract	960400

Owner

400 E 2nd St is owned and occupied by an individual who bought it in December 2024.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	400 E 2ND ST, VILLISCA, IA 50864-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Document Number	20241638
Deed Book / Page	2024 / 1638
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Feb 4, 2020
Property Address	400 E 2ND ST, VILLISCA, IA 50864-1109
Document Number	2020/291
Book / Page	2020 / 291
Instrument Date	Feb 3, 2020
Instrument	291
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 2ND ST, VILLISCA, IA 50864-1109
Investor	Possibly a Property Investor

Mortgage

Document Number	002020/292
Date	Feb 4, 2020
Book Page	2020/292
Instrument	292

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 E 2nd St was $2,272, down 5.3% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Villisca City
Unified School District	Villisca Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (-5.33%)	$120,140 Land $8,130 Building $112,010	$120,140 Land $8,130 Building $112,010
2024	$2,400.00
2023		$107,190 Land $4,880 Building $102,310	$107,190 Land $4,880 Building $102,310
2022	$1,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLISCA MUNICIPAL WATER DEPT serves 1,132 people · EPA ID IA6985051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E 2nd St

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