204 E 2nd St, Villisca, IA 50864 Property Records

Montgomery County property record for 204 E 2nd St, Villisca, IA 50864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,300 sqft · built 1960
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$75,250 (Oct 2007)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Oct 2007 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`641222377007000`

Property Details

APN / Parcel Number

Primary APN	`641222377007000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	1,300 sqft
Finished Basement	725 sqft
Unfinished Basement	575 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,096 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	204 E 2ND ST
City	VILLISCA
State	IA
Zip	50864-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG E 40' LT 128 & W 35' LT 127
Legal Subdivision	VILLISCA
Legal Lot Number	127,128
Jurisdiction	MONTGOMERY IA
Township / Civil Division	EAST
Census Block Group	3
Census Block	3100
Census Tract	960400

Owner

204 E 2nd St is owned and occupied by an individual who acquired it in October 2016.

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	204 E 2ND ST, VILLISCA, IA 50864-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2007 · Amount on File
Deed Sale	Oct 24, 2007 · Amount on File
Deed Document Number	2007308 0839
Deed Book / Page	308 / 839
Last Transfer Date	Oct 7, 2016
Transfer Doc	2016/1589
Record Updated	Oct 29, 2026

October 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONTGOMERY IA
Recording Date	Oct 24, 2007
Property Address	204 E 2ND ST, VILLISCA, IA 50864-1106
Document Number	000308/839
Book / Page	308 / 839
Instrument Date	Oct 16, 2007
Instrument	0308 0839
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 E 2ND ST, VILLISCA, IA 50864-1106
Investor	Possibly a Property Investor

Mortgage

Document Number	0003080842
Date	Oct 24, 2007
Instrument	0308 0842

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 204 E 2nd St was $2,458 with a homeowner's exemption, up 15.7% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Villisca City
Unified School District	Villisca Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+15.73%) Homeowner's exemption	$129,060 Land $9,380 Building $119,680	$129,060 Land $9,380 Building $119,680
2024	$2,124.00
2023		$105,070 Land $5,630 Building $99,440	$105,070 Land $5,630 Building $99,440
2022	$1,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLISCA MUNICIPAL WATER DEPT serves 1,132 people · EPA ID IA6985051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E 2nd St

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