Chilton County property record for 400 Cobb Dr, Jemison, AL 35085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,203 sqft · built 2003 |
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Aug 2026) |
| Tax Bill | $1,289 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0602100000009002 |
| Primary APN | 0602100000009002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,203 sqft Adjusted Area |
| 1st Floor Area | 2,203 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 239,144 sqft (5.49 acres) |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Slab |
| Porch Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 28498 |
|---|---|
| Street Address | 400 COBB DR |
| City | JEMISON |
| State | AL |
| Zip | 35085-4192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NE COR OF NW 1/4 OF NE 1/4 E 596 TO A PT ON NLY R/O/ |
| Legal Range | 13 |
| Legal Township | 23 |
| Legal Section | 10 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | JEMISON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 60403 |
400 Cobb Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Chilton County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 COBB DR, JEMISON, AL 35085-4192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Deed Document Number | 2026276940 |
| Deed Book / Page | 2026 / 276940 |
| Prior Transfer Date | Oct 14, 2010 |
| Prior Transfer Doc | R2010/159527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Aug 4, 2026 |
| Property Address | 400 COBB DR, JEMISON, AL 35085-4192 |
| Document Number | 0000276940 |
| Book / Page | 2026 / 276940 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026276940 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 COBB DR, JEMISON, AL 35085-4192 |
| Document Number | 0000276941, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 2026276941 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 400 COBB DR, JEMISON, AL 35085-4192 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | R2021/235406 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | R2021/235406 |
| Instrument | 235406 |
| Name | GUARDIAN CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 400 Cobb Dr was $1,289, up 0.6% from the year before.
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Municipality | Jemison City |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,289.00 (+0.62%) | $58,300 (-2.02%) Land $13,140 Building $45,160 | $291,500 Land $65,700 Building $225,800 |
| 2024 | $1,281.00 (+11.39%) | $59,500 (+10.88%) Land $13,140 Building $46,360 | |
| 2023 | $1,150.00 (+18.56%) | $53,660 (+146.26%) Land $11,340 Building $42,320 | $297,500 (+36.53%) Land $65,700 Building $231,800 |
| 2022 | $970.00 | $21,790 Land $5,290 Building $16,500 | $217,900 Land $52,900 Building $165,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 400 Cobb Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Cobb Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEMISON WATER WORKS serves 4,365 people · EPA ID AL0000219 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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