Chilton County property record for 265 Cobb Dr, Jemison, AL 35085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,723 sqft · built 1997 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0602030000015004 |
| Primary APN | 0602030000015004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,723 sqft Adjusted Area |
| 1st Floor Area | 2,328 sqft |
| Upper Floors Area | 1,316 sqft |
| Basement Area | 2,328 sqft |
| Finished Basement | 2,328 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 96 ft deep x 304 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 772 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Sewer | Connected |
| Account Number | 2248 |
|---|---|
| Street Address | 265 COBB DR |
| City | JEMISON |
| State | AL |
| Zip | 35085-4196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR NE/4-NW/4 SW 103.20NW 304.16 N 96 E 292.30 S |
| Legal Range | 13 |
| Legal Township | 23 |
| Legal Section | 10 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | JEMISON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 60403 |
265 Cobb Dr is owned and occupied by an individual who acquired it in April 2022.
Source: Chilton County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 COBB DR, JEMISON, AL 35085-4196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Apr 20, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2022 |
| Transfer Doc | R2022/245417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 265 COBB DR, JEMISON, AL 35085-4196 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | R2023/250993 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | R2023/250993 |
| Instrument | 250993 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Dec 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Apr 20, 2022 |
| Property Address | 265 COBB DR, JEMISON, AL 35085-4196 |
| Document Number | R2022/245417 |
| Book / Page | R2022 / 245417 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 245417 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 COBB DR, 265, JEMISON, AL 35085-4196 |
| Name | Verified Name |
|---|---|
| Address | 265 COBB DR, JEMISON, AL 35085-4196 |
| Document Number | 0000245418 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 245418 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 265 Cobb Dr was $1,229, up 3.4% from the year before.
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Municipality | Jemison City |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,229.00 (+3.36%) | $55,440 (-) Land $5,280 Building $50,160 | $277,200 Land $26,400 Building $250,800 |
| 2024 | $1,189.00 (+12.06%) | $55,440 (+11.5%) Land $5,280 Building $50,160 | |
| 2023 | $1,061.00 (+17.11%) | $49,720 (+149.22%) Land $4,540 Building $45,180 | $277,200 (+38.95%) Land $26,400 Building $250,800 |
| 2022 | $906.00 | $19,950 Land $2,280 Building $17,670 | $199,500 Land $22,800 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Cobb Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Cobb Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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