Cherokee County property record for 400 Co Rd 574, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,434 sqft · built 2019 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,516 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-040.002 |
| Primary APN | 13-14-02-04-0-000-040.002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,434 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 205923 |
|---|---|
| Street Address | 400 COUNTY ROAD 574 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ NE COR LOT 6 GRIFFITH SUB 6/7; S306;E163;N323;WLY ALNG CONT 104 TO POB |
| Legal Subdivision | GRIFFITH SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 COUNTY ROAD 574, CENTRE, AL 35960-6658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 400 COUNTY ROAD 574, CENTRE, AL 35960-6658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213061 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 213061 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 400 COUNTY ROAD 574, CENTRE, AL 35960-6658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 209687 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 209687 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,516.00 (+7.16%) | ||
| 2025 | $2,348.00 (+1.51%) Homeowner's exemption | $17,540 (+5.03%) Land $12,980 Building $4,560 | $571,800 (+1.51%) Land $129,800 Building $442,000 |
| 2024 | $2,313.00 (+18.49%) Additional exemption filed | $16,700 (-65.02%) Land $12,140 Building $4,560 | $563,300 (+17.99%) Land $121,300 Building $442,000 |
| 2023 | $1,952.00 Homeowner's exemption | $47,740 (-) | $477,400 (-) Land $77,000 Building $400,400 |
| 2022 | $1,952.00 Homeowner's exemption | $47,740 Land $7,700 Building $40,040 | $477,400 Land $77,000 Building $400,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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