265 Co Rd 574, Centre, AL 35960 Property Records

Cherokee County property record for 265 Co Rd 574, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,745 sqft · built 1988
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$156,350 (Aug 2019)
Tax Bill$1,341 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2019 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN13-14-02-04-0-000-049.001

Property Details

APN / Parcel Number

Primary APN13-14-02-04-0-000-049.001
Alternative APNs
  • ALT APN:1402040000049001
  • 208203

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,745 sqft Living Area
1st Floor Area1,745 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area18 sqft
Deck Area500 sqft
Boat AccessBoat Access
Boat HouseBoat House

Location & Zoning

Account Number208203
Street Address265 COUNTY ROAD 574
CityCENTRE
StateAL
Zip35960-6642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NW COR LOT 14, JOHNSON SD, PB 6/34;SE 90';W 17';SW 15';E17';SE 116.98'TO CONTOUR;W 280';NE 400'ALG LAKEVIEW DR TO PB
Legal Range09E
Legal Township10S
Legal Section04
Legal SubdivisionJOHNSON WALTER
Legal Lot Number14
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4005
Census Tract956000

Owner

Source: Cherokee County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address160 MAPLE GROVE TER, PEACHTREE CITY, GA 30269-6638
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 5, 2019Survivorship Deed, Transfer
May 21, 2019Warranty Deed, Transfer · Conventional Mortgage
EXCHANGE BANK ALABAMA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2019 · Amount on Record
Deed SaleAug 5, 2019 · Amount on Record
Prior SaleMay 21, 2019 · Amount on Record
Deed Document Number2019208474
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJul 27, 2026
Property Address265 COUNTY ROAD 574, CENTRE, AL 35960-6642
Document Number0000245020
Instrument DateJul 27, 2026
Instrument2026245020
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$59,085.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 MOUNT SAVAGE DR, ASHLAND, KY 41101-7180

August 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCHEROKEE AL
Recording DateAug 5, 2019
Property Address265 COUNTY ROAD 574, CENTRE, AL 35960-6642
Document Number208474
Map ReferenceDOC 208302
Instrument DateJul 30, 2019
Instrument208474
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 365, LEESBURG, AL 35983-0365

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 FRANCES RD, CANTON, GA 30114-4704

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateMay 21, 2019
Property Address265 COUNTY ROAD 574, CENTRE, AL 35960-6642
Document Number0000207497
Instrument DateMay 15, 2019
Instrument207497
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 365, LEESBURG, AL 35983-0365

Mortgage

Document Number0000207498
DateMay 21, 2019
Instrument207498
Lender
NameEXCHANGE BANK ALABAMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,341.00 (+3.23%)$17,540 (+6.05%) Land $15,380 Building $2,160$319,300 (+3.23%) Land $153,800 Building $165,500
2024$1,299.00$16,540 (-46.54%) Land $14,380 Building $2,160$309,300 (-) Land $143,800 Building $165,500
2023$1,299.00$30,940 (+87.06%)$309,300 (-) Land $143,800 Building $165,500
2022$1,299.00$16,540 Land $14,380 Building $2,160$309,300 Land $143,800 Building $165,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CENTRE, WW AND SB OF THE
serves 8,163 people · EPA ID AL0000188
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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