400 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 400 Channing St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,151 sqft · built 1923
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2024)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-428-024`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-428-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	945 sqft
Basement Area	869 sqft
Finished Basement	869 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	112 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	99 sqft
Deck Area	22 sqft
Patio Area	29 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	400 CHANNING ST
City	FERNDALE
State	MI
Zip	48220-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 168, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	168
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1002
Census Tract	173500

Owner

400 Channing St is owned and occupied by an individual who bought it in October 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	400 CHANNING ST, FERNDALE, MI 48220-2549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer
Apr 24, 2019	Warranty Deed, Transfer DEVON TITLE AGENCY
Jul 11, 2018	Warranty Deed, Transfer · Line of Credit ADAM D ROTH
May 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jul 28, 2022 · Amount on File
Deed Document Number	2024109295
Deed Book / Page	59678 / 121
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0000085481
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 28, 2022
Property Address	400 CHANNING ST, FERNDALE, MI 48220-2549
Document Number	0000421077
Book / Page	57988 / 289
Map Reference	LB 8 PG 20
Instrument Date	Jul 22, 2022
Instrument	421077
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 CHANNING ST, 400, FERNDALE, MI 48220-2549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PENTLAND HILLS DR, ASHEVILLE, NC 28806-9044

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 24, 2019
Property Address	400 CHANNING ST, FERNDALE, MI 48220-2549
Document Number	0000063930
Book / Page	52764 / 00302
Map Reference	LB 8 PG 20
Instrument Date	Mar 29, 2019
Instrument	63930
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13517 LIVEMOLS, 13517, DETROIT, MI 48236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CHANNING ST, FERNDALE, MI 48220-2549

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 11, 2018
Property Address	400 CHANNING ST, FERNDALE, MI 48220-2549
Document Number	0000114524
Book / Page	051983 / 000611
Instrument Date	Jul 6, 2018
Instrument	114524
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	DEVONSHIRE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13517 LIVERNOIS AVE DETROIT MI 482382514, DETROIT, MI 48238-2514
Investor	Possibly a Property Investor

Mortgage

Document Number	139412
Date	Jul 11, 2018
Book Page	052115/000311
Instrument	139412

Lender

Name	ADAM D ROTH
Address	PO BOX 5, LAKEVILLE, MI 48366-0005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	139411,
Date	Jul 11, 2018
Book Page	052115/000300
Instrument	139411

Lender

Name	JENNIFER D ROTH
Address	PO BOX 5, LAKEVILLE, MI 48366-0005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 23, 2018
Property Address	400 CHANNING ST, FERNDALE, MI 48220-2549
Document Number	0000085481
Book / Page	051836 / 000784
Instrument Date	May 4, 2018
Instrument	85481
Transaction Type	Transfer
Record Updated	Jun 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 NEWCOMB ST FRANKLIN TN 370641602, FRANKLIN, TN 37064-1602

Tax Assessment & Valuation

The 2025 property tax bill for 400 Channing St was $6,266 with a homeowner's exemption, down 29.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,266.00 (-29.78%) Homeowner's exemption	$128,350	$256,700
2024	$8,923.00
2023		$116,780	$233,560
2021	$5,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Channing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 400 Channing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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