Oakland County property record for 389 Channing St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,337 sqft · built 1938 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Dec 2016) |
| Tax Bill | $5,115 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-427-059 |
| Primary APN | 24-25-34-427-059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 682 sqft |
| Game Room | Game Room |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,443 sqft (0.102 acres) |
| Lot Dimensions | 111 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 199 sqft |
| Deck Area | 13 sqft |
| Patio Area | 57 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 389 CHANNING ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 213, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | STORMFELTZ-LOVELEY CO WOODWARD AVE SUB |
| Legal Lot Number | 213 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 173500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 389 CHANNING ST, FERNDALE, MI 48220-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2016 · Amount on Record |
| Deed Sale | Dec 7, 2016 · Amount on Record |
| Prior Sale | Mar 28, 2016 · Amount on Record |
| Deed Document Number | 2016232287 |
| Deed Book / Page | 50153 / 644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 389 CHANNING ST, FERNDALE, MI 48220-2555 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 389 CHANNING ST, FERNDALE, MI 48220-2555 |
| Document Number | 0000464368 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 58222/181 |
| Instrument | 464368 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,115.00 (-2.92%) Homeowner's exemption | $137,000 (+9.54%) | $274,000 (+9.54%) |
| 2024 | $5,269.00 | ||
| 2023 | $125,070 | $250,140 | |
| 2021 | $5,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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