Cabarrus County property record for 400 Brook Ave SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,052 sqft · built 1973 |
| Lot Size | 0.664 acres (28,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Nov 2024) |
| Tax Bill | $2,665 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 66 1322 |
| Primary APN | 5630 66 1322 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 3,626 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,888 sqft (0.664 acres) |
| Lot Dimensions | 184 ft deep x 157 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 174164 |
|---|---|
| Street Address | 400 BROOK AVE SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | SOUTH SIDE BROOK AVE SE |
| Legal Subdivision | CRESTSIDE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 42202 |
400 Brook Ave SE is owned and occupied by two individuals who bought it in November 2024.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 BROOK AVE SE, CONCORD, NC 28025-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Jul 20, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Jun 29, 2007 · Amount on File |
| Deed Document Number | 202423522 |
| Deed Book / Page | 17170 / 135 |
| Prior Transfer Date | Jun 22, 2012 |
| Prior Transfer Doc | 10054193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 400 BROOK AVE SE, CONCORD, NC 28025-2709 |
| Document Number | 0000009783 |
| Book / Page | 17961 / 1 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20269783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000179611, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17961/1 |
| Instrument | 20269783 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 400 BROOK AVE SE, CONCORD, NC 28025-2709 |
| Document Number | 125911 |
| Book / Page | 012591 / 000001 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 18506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE 365- NLSE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 BROOK AVE SE CONCORD NC 280252709, CONCORD, NC 28025-2709 |
| Document Number | 125915 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 012591/000005 |
| Instrument | 18507 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,410 (+38.41%) Land $87,000 Building $391,410 | ||
| 2025 | $345,650 Land $87,000 Building $258,650 | ||
| 2024 | $478,410 (+119%) Land $87,000 Building $391,410 | ||
| 2023 | $2,665.00 | $218,450 Land $55,000 Building $163,450 | $218,450 Land $55,000 Building $163,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 400 Brook Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Brook Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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