Cabarrus County property record for 399 Brook Ave SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,712 sqft · built 1979 |
| Lot Size | 0.655 acres (28,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Jan 2014) |
| Tax Bill | $3,103 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12041A0048.000000 |
| Primary APN | 12041A0048.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Living Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 1,410 sqft |
| Upper Floors Area | 1,302 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,500 sqft (0.655 acres) |
| Lot Dimensions | 190 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 93149 |
|---|---|
| Street Address | 399 BROOK AVE SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LT 70 SECT 3 MTN BROOK |
| Legal Subdivision | CRESTSIDE |
| Legal Lot Number | 70 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 42202 |
399 Brook Ave SE is owned and occupied by two individuals who bought it in January 2014.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 399 BROOK AVE SE, CONCORD, NC 28025-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2014 · Amount on File |
| Deed Sale | Jan 16, 2014 · Amount on File |
| Prior Sale | Jul 8, 1985 · Amount on File |
| Deed Book / Page | 10836 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 399 BROOK AVE SE, CONCORD, NC 28025-2708 |
| Document Number | 0000012968 |
| Book / Page | 18018 / 246 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202612968 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 399 BROOK AVE SE, CONCORD, NC 28025-2708 |
| Document Number | 0000012968, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 18018/246 |
| Instrument | 202612968 |
| Name | UWHARRIE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 399 BROOK AVE SE, CONCORD, NC 28025-2708 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15078291 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 15078/291 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 399 BROOK AVE SE, CONCORD, NC 28025-2708 |
| Document Number | 131801 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 399 BROOK AVE SE CONCORD NC 280252708, CONCORD, NC 28025-2708 |
| Document Number | 131801 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 013180/000001 |
| Instrument | 22874 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,140 (-) Land $87,000 Building $309,140 | ||
| 2025 | $396,140 Land $87,000 Building $309,140 | ||
| 2024 | $396,140 (+55.74%) Land $87,000 Building $309,140 | ||
| 2023 | $3,103.00 | $254,360 Land $55,000 Building $199,360 | $254,360 Land $55,000 Building $199,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 399 Brook Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 399 Brook Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures