400 Benefit St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 400 Benefit St, Pawtucket, RI 02861

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,432 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Apr 2020)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0392`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0392`
Alternative APNs	`040392` `40392`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	1,216 sqft
Attic	Attic
Attic Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40392
Street Address	400 BENEFIT ST
City	PAWTUCKET
State	RI
Zip	02861-1207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	392
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1001
Census Tract	15600

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 ALBION ST, ROXBURY, MA 02119-2710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage RHODE ISLAND HOUSING MORTGAGE
May 18, 2026	Deed of Trust, Mortgage RHODE ISLAND HOUSING MORTGAGE
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Apr 28, 2017	Warranty Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	202034
Deed Book / Page	4503 / 222
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	May 18, 2026
Property Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207
Document Number	0000000086
Book / Page	5320 / 284
Instrument Date	May 15, 2026
Instrument	202686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207

Mortgage

Document Number	005320-284,
Date	May 18, 2026
Book Page	5320/284
Instrument	202686

Lender

Name	RHODE ISLAND HOUSING MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	May 18, 2026
Property Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207
Document Number	0000000087
Book / Page	5320 / 301
Instrument Date	May 15, 2026
Instrument	202687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207

Mortgage

Document Number	005320-301,
Date	May 18, 2026
Book Page	5320/301
Instrument	202687

Lender

Name	RHODE ISLAND HOUSING MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 2, 2020
Property Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207
Document Number	4503-222
Book / Page	4503 / 222
Instrument Date	Apr 1, 2020
Instrument	34
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CAMERON ST, DORCHESTER, MA 02125-4470

Mortgage

Document Number	35
Date	Apr 2, 2020
Instrument	35

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 28, 2017
Property Address	400 BENEFIT ST, PAWTUCKET, RI 02861-1207
Document Number	4082-3
Book / Page	4082 / 3
Instrument	92
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40820005
Date	Apr 28, 2017
Instrument	04082/0005

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,289.00 (+6.53%)	$402,200 (+37.22%) Land $108,100 Building $294,100	$576,219
2023	$4,965.00 (+2.16%)	$293,100 (-) Land $83,200 Building $209,900
2022	$4,860.00	$293,100 Land $83,200 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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