386 Benefit St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 386 Benefit St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,024 sqft · built 1910
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Nov 2008)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0280`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0280`
Alternative APNs	`040280` `40280`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	40280
Street Address	386 BENEFIT ST
City	PAWTUCKET
State	RI
Zip	02861-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	280
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1001
Census Tract	15600

Owner

386 Benefit St is owned and occupied by an individual who bought it in November 2008.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	386 BENEFIT ST, PAWTUCKET, RI 02861-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2008 · Amount on File
Deed Sale	Nov 7, 2008 · Amount on File
Prior Sale	Aug 28, 2008 · Amount on File
Deed Book / Page	3076 / 213
Transfer Doc	3055-143
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 27, 2026
Property Address	386 BENEFIT ST, PAWTUCKET, RI 02861-1207
Document Number	0000000011
Book / Page	5357 / 82
Instrument Date	Aug 15, 2026
Instrument	202611
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 BENEFIT ST, PAWTUCKET, RI 02861-1207

Mortgage

Document Number	0000000011,
Date	Aug 27, 2026
Book Page	5357/82
Instrument	202611

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	386 BENEFIT ST, PAWTUCKET, RI 02861-1207
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005229-261
Date	Jul 28, 2025
Book Page	5229/261
Instrument	75

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	386 BENEFIT ST, PAWTUCKET, RI 02861-1207
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004963-109
Date	Feb 22, 2023
Book Page	4963/109
Instrument	24

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 386 Benefit St was $3,399.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00	$258,500 Land $113,800 Building $144,700	$345,187
2023	$3,496.00 (+2.16%)	$206,400 (-) Land $87,600 Building $118,800
2022	$3,422.00	$206,400 Land $87,600 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 386 Benefit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 386 Benefit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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