Stephens County property record for 400 Abby Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,619 sqft · built 1983 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Jan 2026) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2026 Sale + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 051A 041 |
| Primary APN | 051A 041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,619 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 168,142 sqft (3.86 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Porch | Slab |
| Porch Area | 236 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 342150 |
|---|---|
| Street Address | 400 ABBY LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 25 OAK VALLEY S/D |
| Legal Subdivision | OAK VALLEY |
| Legal Lot Number | 25 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970202 |
Source: Stephens County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 318 EMPEROR DR, TOCCOA, GA 30577-7141 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING |
| Jan 14, 2026 | Limited Warranty Deed, Transfer |
| Dec 1, 2025 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Dec 1, 2025 · Amount on Record |
| Deed Book / Page | 1436 / 213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 400 ABBY LN, TOCCOA, GA 30577-7493 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 400 ABBEY LN |
| Investor | Possibly a Property Investor |
| Document Number | 0013330000000001 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 0000001333/0000000001 |
| Instrument | 000810 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2028 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 14, 2026 |
| Property Address | 400 ABBY LN, TOCCOA, GA 30577-7493 |
| Document Number | 0014360213 |
| Book / Page | 1436 / 213 |
| Instrument Date | Jan 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 EMPEROR DR, TOCCOA, GA 30577-7141 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 1, 2025 |
| Property Address | 400 ABBY LN, TOCCOA, GA 30577-7493 |
| Document Number | 0014310317 |
| Book / Page | 1431 / 317 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 WILLOW CREEK TRL, TOCCOA, GA 30577-2310 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (+12.26%) Homeowner's exemption | $77,902 (+47.94%) Land $7,488 Building $70,414 | $194,757 (+47.94%) Land $18,721 Building $176,036 |
| 2024 | $1,542.00 (+9.75%) Homeowner's exemption | $52,658 (+6.98%) Land $7,488 Building $45,170 | $131,646 (+6.98%) Land $18,721 Building $112,925 |
| 2023 | $1,405.00 (+1.15%) Homeowner's exemption | $49,222 (+5.43%) Land $7,488 Building $41,734 | $123,056 (+5.43%) Land $18,721 Building $104,335 |
| 2022 | $1,389.00 Homeowner's exemption | $46,685 Land $7,488 Building $39,197 | $116,713 Land $18,721 Building $97,992 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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