Stephens County property record for 372 Abby Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,302 sqft · built 1973 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,500 (Aug 2023) |
| Tax Bill | $2,301 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A 042 |
| Primary APN | 051A 042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,302 sqft Heated Area |
| Basement Area | 1,496 sqft |
| Finished Basement | 806 sqft |
| Unfinished Basement | 690 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Terrain | Gentle Slope |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 648 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 348700 |
|---|---|
| Old Parcel Number | 051A 042 |
| Street Address | 372 ABBY LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PT LOT 23 & LOT 24 OAK VALLEY S/D |
| Legal Subdivision | OAK VALLEY |
| Legal Lot Number | 24,23 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 372 ABBY LN, TOCCOA, GA 30577-7493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Dec 18, 2018 | Deed of Trust, Mortgage · Conventional with PMI OCONEE FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Deed Document Number | 0001339157 |
| Deed Book / Page | 1339 / 157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 11, 2023 |
| Property Address | 372 ABBY LN, TOCCOA, GA 30577-7493 |
| Document Number | 0013390157 |
| Book / Page | 1339 / 157 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 138 ABBEY LN, GA |
| Document Number | 0001339275 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 1339/275 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 138 ABBY LN, TOCCOA, GA 30577 |
| Document Number | 0011670181 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 372 ABBY LN TOCCOA GA 305777493, TOCCOA, GA 30577-7493 |
| Document Number | 0011670181 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 001167/000181 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | 115 E NORTH 2ND ST, SENECA, SC 29678-3201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2038 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,301.00 (+69.32%) Homeowner's exemption Disabled Person's exemption | $132,922 (+191.09%) Land $3,472 Building $129,450 | $332,303 (+191.09%) Land $8,679 Building $323,624 |
| 2023 | $1,359.00 (+3.9%) | $45,664 (+3.89%) Land $3,472 Building $42,192 | $114,160 (+3.89%) Land $8,679 Building $105,481 |
| 2022 | $1,308.00 | $43,953 Land $3,417 Building $40,536 | $109,881 Land $8,542 Building $101,339 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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