Clayton County property record for 400 4th St, Garber, IA 52048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1900 |
| Lot Size | 0.249 acres (10,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $582 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-28-36-131-016 |
| Primary APN | 22-28-36-131-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 1,008 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,860 sqft (0.249 acres) |
| Lot Dimensions | 120 ft deep x 83 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 400 4TH ST |
|---|---|
| City | GARBER |
| State | IA |
| Zip | 52048-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W. VIEW SOUTHERLY 1/2 OF LOT 14 ALL LOT 15 16 & 17 BLK 4 |
| Legal Subdivision | WEST VIEW ADD/GARBER |
| Legal Block | 4 |
| Legal Lot Number | 13-17 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | VOLGA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 70500 |
400 4th St is owned and occupied by two individuals who acquired it in November 2023.
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 4TH ST, GARBER, IA 52048-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 8, 2023 |
| Transfer Doc | 2023R03068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Nov 8, 2023 |
| Property Address | 400 4TH ST, GARBER, IA 52048-8008 |
| Document Number | 2023R03068 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 2023R03068 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 4TH ST, GARBER, IA 52048-8008 |
The 2025 property tax bill for 400 4th St was $582 with a homeowner's exemption, up 17.8% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garber City |
| Unified School District | Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $582.00 (+17.81%) Homeowner's exemption | $69,897 Land $8,298 Building $61,599 | $69,897 Land $8,298 Building $61,599 |
| 2024 | $494.00 | ||
| 2023 | $58,617 Land $7,216 Building $51,401 | $58,617 Land $7,216 Building $51,401 | |
| 2022 | $692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 4th St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 20 (1991–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
5G and 4G LTE (outdoors only)
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