40 Winston Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 40 Winston Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,132 sqft · built 2011
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$1,535,000 (Oct 2020)
Tax Bill	$16,516 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16220-000-0020`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16220-000-0020`
Alternative APN	`1083302`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,132 sqft Living Area
Gross Area	4,005 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2011
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,968 sqft (0.137 acres)
Lot Width	4.5 ft Width
Garage Type	Finished
Garage Area	299 sqft
Porch	Porch
Porch Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1083302
Street Address	40 WINSTON LN
City	INLET BEACH
State	FL
Zip	32461-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 INLET BEACH LOT 54 S/D PB 17-91 OR 2772-120 OR 2772-121 OR 2959-4035 OR 2975-1277 OR 3164-466
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET BEACH LOT 54 S/D
Legal Lot Number	2,54
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1112
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	760 TANNERY CMN, ALPHARETTA, GA 30009-2552
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Apr 2, 2015 · Amount on Record
Deed Document Number	20200040798
Deed Book / Page	3164 / 466
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 14, 2020
Property Address	40 WINSTON LN, INLET BEACH, FL 32461
Document Number	0031640466
Book / Page	3164 / 466
Map Reference	MB 17 PG 91
Instrument Date	Oct 7, 2020
Instrument	20200040798
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 WINSTON LN, 40, INLET BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	658 CITATION TRL, MILTON, GA 30004-7562

Mortgage

Document Number	0003164468
Date	Oct 14, 2020
Instrument	3164/468

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,108,898 (-4.19%) Land $650,000 Building $1,458,898	$2,108,898 (-4.19%) Land $650,000 Building $1,458,898
2024	$16,516.00 (-0.44%)
2023	$16,589.00 (+8.57%)	$2,201,127 (+11.68%) Land $503,000 Building $1,698,127	$2,201,127 (+11.68%) Land $503,000 Building $1,698,127
2022	$15,279.00	$1,970,862 Land $447,453 Building $1,523,409	$1,970,862 Land $447,453 Building $1,523,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.