40 Willis Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 40 Willis Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,160 sqft · built 1976
Lot Size	0.987 acres (42,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Jul 2021)
Tax Bill	$15,921 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-202-08`

Property Details

APN / Parcel Number

Primary APN	`023-202-08`
Alternative APN	`023-202-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,160 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	42,994 sqft (0.987 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Deck Area	389 sqft
Patio Area	389 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	40 WILLIS RD
City	SCOTTS VALLEY
State	CA
Zip	95066-3416
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Subdivision	PARCEL MAP
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	120902

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit STANFORD FEDERAL CREDIT UNION
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU
Mar 5, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jun 11, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202136780
Prior Transfer Date	Feb 28, 2021
Prior Transfer Doc	0000013495
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2026
Property Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Document Number	0000015133
Instrument Date	Jun 23, 2026
Instrument	202615133
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416

Mortgage

Document Number	0000015133,
Date	Jul 2, 2026
Instrument	202615133

Lender

Name	STANFORD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 9, 2021
Property Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Document Number	0000036780
Map Reference	VOL 5 PG 6
Instrument Date	Jul 1, 2021
Instrument	2021-0036780
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416

Mortgage

Document Number	0000036781
Date	Jul 9, 2021
Instrument	2021-0036781

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2021
Property Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Document Number	0000013495
Map Reference	VOL 5 PG 6
Instrument Date	Feb 28, 2021
Instrument	2021-0013495
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Investor	Possibly a Property Investor

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 11, 2019
Property Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416
Document Number	0000015933
Map Reference	VOL 5 PG 6
Instrument Date	Jun 6, 2019
Instrument	2019-0015933
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 WILLIS RD, SCOTTS VALLEY, CA 95066-3416

Mortgage

Document Number	0000015934
Date	Jun 11, 2019
Instrument	2019-0015934

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,331,392 (+2%) Land $999,085 Building $332,307
2025	$15,921.00 (+8.5%)	$1,305,286 (+4.04%) Land $979,495 Building $325,791
2023	$14,674.00 (+1.87%)	$1,254,600 Land $941,460 Building $313,140	$1,206,270
2022	$14,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Verizon.

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