103 Willis Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 103 Willis Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1985
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Nov 2019)
Tax Bill	$10,878 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-032-15`

Property Details

APN / Parcel Number

Primary APN	`022-032-15`
Alternative APN	`022-032-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,380 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
View / Lot	Mountain
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 WILLIS RD
City	SCOTTS VALLEY
State	CA
Zip	95066-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILLIS ROAD CONDOS TR #1046
Legal Lot Number	B
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	120902

Owner

103 Willis Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Sep 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 26, 2017	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Jul 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Dec 26, 2017 · Amount on File
Deed Document Number	201934708
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0000027949
Record Updated	Sep 20, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2019
Property Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417
Document Number	0000034708
Map Reference	VOL 73 PG 12
Instrument Date	Nov 6, 2019
Instrument	2019-0034708
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417

Mortgage

Document Number	0000034709
Date	Nov 7, 2019
Instrument	2019-0034709

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 12, 2018
Property Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417
Document Number	0000027949
Instrument Date	Sep 7, 2018
Instrument	27949
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	103 WILLIS RD SCOTTS VALLEY CA 950663417, SCOTTS VALLEY, CA 95066-3417

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 26, 2017
Property Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417
Document Number	0000043608
Map Reference	VOL 73 PG 12
Instrument Date	Dec 15, 2017
Instrument	2017-0043608
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ORTC SPL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417

Mortgage

Document Number	0000043609
Date	Dec 26, 2017
Instrument	2017-0043609

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	103 WILLIS RD, SCOTTS VALLEY, CA 95066-3417
Document Number	0000023574
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WILLIS RD SCOTTS VALLEY CA 950663417, SCOTTS VALLEY, CA 95066-3417

Mortgage

Document Number	0000023574
Date	Jul 18, 2017
Instrument	23574

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Willis Rd was $10,878 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,570 (+2%) Land $632,499 Building $271,071
2025	$10,878.00 Homeowner's exemption	$885,853 Land $620,097 Building $265,756
2023	$9,983.00 (+1.88%) Homeowner's exemption	$851,454 Land $596,018 Building $255,436	$944,820
2022	$9,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Willis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Willis Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

Nearby Properties on Willis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures