40 Wilbraham Ave, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 40 Wilbraham Ave, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1910
Lot Size	0.138 acres (6,024 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Sep 2018)
Tax Bill	$2,681 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12280 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12280 P:0010`
Alternative APN	`122800010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Other
Lot Area	6,024 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	122800010
Street Address	40 WILBRAHAM AVE
City	SPRINGFIELD
State	MA
Zip	01109-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	801700

Owner

40 Wilbraham Ave is owned and occupied by an individual who bought it in September 2018.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Oct 7, 2022	Personal Representative Deed, Transfer
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Dec 22, 2004 · Amount on File
Deed Document Number	201858780
Deed Book / Page	22383 / 95
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 26, 2026
Property Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Document Number	026344-395
Book / Page	26344 / 395
Instrument Date	May 19, 2026
Instrument	202623133
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337

Mortgage

Document Number	0000023133,
Date	May 26, 2026
Book Page	26344/395
Instrument	202623133

Lender

Name	WESTFIELD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024814-296
Date	Nov 22, 2022
Book Page	24814/296
Instrument	68798

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024814-284
Date	Nov 22, 2022
Book Page	24814/284
Instrument	68797

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 7, 2022
Property Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Document Number	024758-276
Book / Page	24758 / 276
Instrument Date	Oct 7, 2022
Instrument	60332
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 28, 2018
Property Address	40 WILBRAHAM AVE, SPRINGFIELD, MA 01109-3337
Document Number	22383-95
Book / Page	22383 / 95
Instrument	58780
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223830098
Date	Sep 28, 2018
Instrument	22383/0098

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 40 Wilbraham Ave was $2,681, up 12.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,681.00 (+12.36%)	$173,400 (+13.93%) Land $24,600 Building $148,800	$244,968 (-5.3%)
2025	$2,386.00	$152,200 Land $25,400 Building $126,800	$258,685 (+18.39%)
2024			$218,500
2023	$2,080.00	$122,000 Land $22,600 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Wilbraham Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Wilbraham Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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