40 Whitney Ct, Troy, MI 48085 Property Records

Oakland County property record for 40 Whitney Ct, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,544 sqft · built 1996
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (May 2023)
Tax Bill$11,572 (2025)
Deeds & MortgagesJul 2023 Line of Credit
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN88-20-15-156-008

Property Details

APN / Parcel Number

Primary APN88-20-15-156-008

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,544 sqft Living Area
1st Floor Area1,924 sqft
Basement Area1,924 sqft
Finished Basement1,924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions150 ft deep x 93 ft wide
Garage Area663 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area59 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address40 WHITNEY CT
CityTROY
StateMI
Zip48085-4757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 15 WHITNEY PLACE LOT 6 11-21-95 FR 001
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionWHITNEY PLACE
Legal Lot Number6,11
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4002
Census Tract197000

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9244 DELMAR ST, DETROIT, MI 48211-1144
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 15, 2023Warranty Deed, Transfer
CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleAug 8, 2011 · Amount on Record
Deed Document Number202352994
Deed Book / Page58603 / 538
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address40 WHITNEY CT, TROY, MI 48085-4757
Transaction TypeMortgage
Record UpdatedJul 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9244 DELMAR ST, DETROIT, MI 48211-1144

Mortgage

Document Number0000071461
DateJul 3, 2023
Book Page58707/593
Instrument71461
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 15, 2023
Property Address40 WHITNEY CT, TROY, MI 48085-4757
Document Number0000052994
Book / Page58603 / 538
Map ReferenceLB 242 PG 24&25
Instrument DateMay 8, 2023
Instrument52994
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$4,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 WHITNEY CT, TROY, MI 48085-4757

Transferred To (Grantee/Buyer)

NameVerified Name
Address9244 DELMAR ST, DETROIT, MI 48211-1144

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,572.00 (+41.83%)
2023$599,020
2022$8,159.00$299,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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