40 Whitecap Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 40 Whitecap Rd, Niantic, CT 06357 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2005
Square Footage1,745 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
Last Sale$800,000 (2007)
Tax Bill$7,682.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:05.14 B:00050 L:00000
Alternative APN
  • 4613

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,745 sqft Living Area
Gross Area2,805 sqft Gross Area
1st Floor1,025 sqft 1st Floor
Basement Area1,025 sqft Basement
Unfinished Basement1,025 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,920 sqft (0.09 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number4613
Street Address40 WHITECAP RD
CityNIANTIC
StateCT
Zip06357-3326
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionGERALD SMITH
Legal Block50
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup2
Census Block2045
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:05.14 B:00050 L:00000

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address55 SHEFFIELD PL, SOUTHINGTON, CT 06489-1364
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2024Quit Claim Deed, Transfer
Quitclaim Document
Jun 26, 2020Deed of Trust, Mortgage · Stand Alone Refinance
WEBSTER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2007 · Amount on Record
Deed SaleMar 21, 2007 · Amount on Record
Prior SaleNov 28, 2006 · Amount on Record
Deed Book / Page618 / 580
Last Transfer DateDec 16, 2024
Transfer Doc01117-1172
Record RefreshedSep 20, 2026

December 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST LYME CT
Recording DateDec 16, 2024
Property Address40 WHITECAP RD, NIANTIC, CT 06357-3326
Document Number01117-1172
Book / Page1117 / 1172
Instrument DateDec 16, 2024
Instrument2616
Transaction TypeTransfer
Record UpdatedJan 02, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SHEFFIELD PL, SOUTHINGTON, CT 06489-1364

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address40 WHITECAP RD, NIANTIC, CT 06357-3326
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1032-553
DateJun 26, 2020
Book Page1032/553
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,682.00$274,260 (-) Land $110,600 Building $163,660$191,982 Land $77,420 Building $114,562
2024$7,682.00 (+12.57%)
2023$6,824.00 (+4.37%)$274,260 (-) Land $110,600 Building $163,660
2022$6,538.00$274,260 Land $110,600 Building $163,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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