38 Whitecap Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 38 Whitecap Rd, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,075 sqft Living Area
Lot Size	4,000 sqft (0.092 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2023)
Tax Bill	$5,847.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.14 B:00049 L:00000`
Alternative APN	`4053`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,075 sqft Living Area
Gross Area	1,475 sqft Gross Area
1st Floor	1,075 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,000 sqft (0.092 acres)

Utilities and HVAC

Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4053
Street Address	38 WHITECAP RD
City	NIANTIC
State	CT
Zip	06357-3326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	49
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	2
Census Block	2045
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:05.14 B:00049 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 WHITECAP RD, NIANTIC, CT 06357-3326
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2023 · Amount on Record
Deed Sale	Feb 07, 2023 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Doc Number	2023258
Deed Book / Page	1093 / 115
Record Refreshed	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Feb 07, 2023
Property Address	38 WHITECAP RD, NIANTIC, CT 06357-3326
Document Number	001093-115
Book / Page	1093 / 115
Instrument Date	Feb 07, 2023
Instrument	258
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000259
Date	Feb 07, 2023
Instrument	259

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,847.00	$208,740 (+5.19%) Land $110,600 Building $98,140	$146,118 Land $77,420 Building $68,698
2024	$5,847.00 (+18.43%)
2023	$4,937.00 (+4.35%)	$198,450 (-) Land $110,600 Building $87,850
2022	$4,731.00	$198,450 Land $110,600 Building $87,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.