40 White Pine Rd, Newton Upper Falls, MA 02464 Property Records

Middlesex County and Newton City property record for 40 White Pine Rd, Newton Upper Falls, MA 02464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,479 sqft · built 1939
Lot Size	0.174 acres (7,575 sqft)
Owner	Individual Name on Record
Tax Bill	$11,614 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51011 0006`

Property Details

APN / Parcel Number

Primary APN	`51011 0006`
Alternative APN	`NEWT S:51 B:011 L:0006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,479 sqft Living Area
Gross Area	3,686 sqft
1st Floor Area	1,295 sqft
Attic	Attic
Attic Area	110 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,575 sqft (0.174 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51011 0006
Street Address	40 WHITE PINE RD
City	NEWTON UPPER FALLS
State	MA
Zip	02464-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Block	11
Legal Lot Number	6
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2004
Census Tract	374100

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WHITE PINE RD, NEWTON UPPER FALLS, MA 02464-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Sep 13, 2024	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Jun 28, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2013
Deed Sale	Oct 9, 2013
Prior Sale	Jun 22, 1995 · Amount on Record
Deed Book / Page	62761 / 446
Last Transfer Date	Jun 24, 2019
Transfer Doc	72853-36
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	40 WHITE PINE RD, NEWTON, MA 02464-1223
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	078995-159
Date	Oct 26, 2021
Book Page	78995/159
Instrument	234305

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Nov 1, 2066

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	40 WHITE PINE RD, NEWTON, MA 02464-1223
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0080703-59
Date	Sep 13, 2022
Book Page	80703/59
Instrument	139383

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Oct 1, 2067

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	40 WHITE PINE RD, NEWTON, MA 02464-1223
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083234-403
Date	Sep 13, 2024
Book Page	83234/403
Instrument	103696

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	40 WHITE PINE RD, NEWTON, MA 02464-1223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75283-541
Date	Aug 3, 2020
Book Page	75283/541
Instrument	129291

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jun 28, 2019
Property Address	40 WHITE PINE RD, NEWTON, MA 02464-1223
Document Number	72853-36
Book / Page	72853 / 36
Instrument Date	Jun 24, 2019
Instrument	91662
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHITE PINE RD, NEWTON, MA 02464-1223

Mortgage

Document Number	72853-38
Date	Jun 28, 2019
Book Page	72853/38
Instrument	91663

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,614.00 (+3.82%)	$1,198,600 (+5%) Land $893,700 Building $304,900	$1,040,345 (-8.78%)
2025	$11,187.00 (+3.42%)	$1,141,500 (+3%) Land $851,100 Building $290,400
2024	$10,817.00 (+5.93%)	$1,108,300 (+10.5%) Land $826,300 Building $282,000	$1,140,475
2023	$10,211.00	$1,003,000 Land $627,000 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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