40 Whispering Pine Trl, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 40 Whispering Pine Trl, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 2002
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2015)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Aug 2019 Refinance Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R-60-0663-62`

Property Details

APN / Parcel Number

Primary APN	`R-60-0663-62`
Alternative APNs	`SKIN P:072-2 L:000040` `P:072=2 L:000040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	5,760 sqft
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-60-0663-62
Street Address	40 WHISPERING PINE TRL
City	WAKEFIELD
State	RI
Zip	02879-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	40
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1047
Census Tract	51304

Owner

40 Whispering Pine Trl is owned and occupied by an individual who acquired it in August 2020.

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	40 WHISPERING PINE TRL, WAKEFIELD, RI 02879-4544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Oct 21, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2015 · Amount on File
Deed Sale	Jul 17, 2015 · Amount on File
Deed Book / Page	1583 / 530
Last Transfer Date	Aug 20, 2020
Transfer Doc	1762-347
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	40 WHISPERING PINE TRL, SOUTH KINGSTOWN, RI 02879-4544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1713-578
Date	Aug 5, 2019
Book Page	1713/578
Instrument	433

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Oct 21, 2020
Property Address	40 WHISPERING PINE TRL, SOUTH KINGSTOWN, RI 02879-4544
Document Number	1762-347
Book / Page	1762 / 347
Instrument Date	Aug 20, 2020
Instrument	9655
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 WHISPERING PINE TRL, WAKEFIELD, RI 02879-4544

Mortgage

Document Number	1762-349
Date	Oct 21, 2020
Book Page	1762/349
Instrument	9656

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Whispering Pine Trl was $6,266.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,266.00	$700,900 Land $166,000 Building $534,900	$858,394
2023	$6,408.00 (+0.91%)	$579,900 (-) Land $127,800 Building $452,100
2022	$6,350.00	$579,900 Land $127,800 Building $452,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Whispering Pine Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Whispering Pine Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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