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40 Watson St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 40 Watson St, Chicopee, MA 01020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,500 sqft · built 1957
Lot Size0.249 acres (10,838 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (May 2017)
Tax Bill$4,431 (2025)
Deeds & MortgagesJul 2023 Refinance
Nov 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN105-00042

Property Details

APN / Parcel Number

Primary APN105-00042
Alternative APN
  • CHIC M:0105 P:00042

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,500 sqft Living Area
Gross Area3,280 sqft
1st Floor Area1,500 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,838 sqft (0.249 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number105-00042
Street Address40 WATSON ST
CityCHICOPEE
StateMA
Zip01020-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4001
Census Tract810700

Owner

Source: Hampden County and Chicopee City records · APN 105-00042

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 WATSON ST, CHICOPEE, MA 01020-3435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB
Nov 22, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GLOBAL EQUITY FINANCE INC
Jul 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT COM
May 15, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Deed Book / Page21680 / 102
Last Transfer DateNov 17, 2021
Transfer Doc24260-374
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 WATSON ST, CHICOPEE, MA 01020-3435
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025088-357
DateJul 24, 2023
Book Page25088/357
Instrument33717
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 01, 2048

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateNov 22, 2021
Property Address40 WATSON ST, CHICOPEE, MA 01020-3435
Document Number24260-374
Book / Page24260 / 374
Instrument DateNov 17, 2021
Instrument83058
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 WATSON ST, CHICOPEE, MA 01020-3435

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 WATSON ST, CHICOPEE, MA 01020-3435
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23424-153
DateSep 17, 2020
Book Page23424/153
Instrument52489
Lender
NameGLOBAL EQUITY FINANCE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address40 WATSON ST, CHICOPEE, MA 01020-3435
Document Number22263-165
Instrument DateJul 09, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WATSON ST CHICOPEE MA 010203435, CHICOPEE, MA 01020-3435

Mortgage

Document Number22263-165
DateJul 13, 2018
Book Page022263/000165
Instrument40185
Lender
NameLOANDEPOT COM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2048

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 15, 2017
Property Address40 WATSON ST, CHICOPEE, MA 01020-3435
Document Number21680-102
Book / Page021680 / 000102
Instrument DateMay 12, 2017
Instrument26516
Transaction TypeTransfer
Record UpdatedJun 09, 2017

Transaction

AmountAmount Recorded
Tax$697.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 CAMPECHI ST SPRINGFIELD MA 011042920, SPRINGFIELD, MA 01104-2920

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,431.00 (+5.53%)$292,300 (+2.74%) Land $101,100 Building $191,200$274,265
2024$4,199.00 (+7.97%)$284,500 (+10.83%) Land $99,100 Building $185,400
2023$3,889.00$256,700 Land $90,100 Building $166,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 638 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Chicopee Municipal Lighting PlantFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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