16 Watson St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 16 Watson St, Chicopee, MA 01020 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,138 sqft · built 1976
Lot Size0.247 acres (10,770 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2026)
Tax Bill$4,427 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN105-00044

Property Details

APN / Parcel Number

Primary APN105-00044
Alternative APN
  • CHIC M:0105 P:00044

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,138 sqft Living Area
Gross Area2,554 sqft
1st Floor Area1,138 sqft
Basement Area372 sqft
Unfinished Basement372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,770 sqft (0.247 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number105-00044
Street Address16 WATSON ST
CityCHICOPEE
StateMA
Zip01020-3459
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4000
Census Tract810700

Owner

Source: Hampden County and Chicopee City records · APN 105-00044

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 WATSON ST, CHICOPEE, MA 01020-3459
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Deed Document Number202623972
Deed Book / Page26350 / 283
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateMay 29, 2026
Property Address16 WATSON ST, CHICOPEE, MA 01020-3459
Document Number026350-283
Book / Page26350 / 283
Instrument DateMay 19, 2026
Instrument202623972
Transaction TypeTransfer
Record UpdatedJun 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WATSON ST, CHICOPEE, MA 01020-3459

Mortgage

DateMay 29, 2026
Lender
NamePOLISH NATIONAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
Type Change DateJun 01, 2038
Index1-Year CMT
Margin3
Max Rate-1%

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,427.00 (+3.36%)$292,000 (+0.62%) Land $101,100 Building $190,900$278,350
2024$4,283.00 (+5.52%)$290,200 (+8.32%) Land $99,100 Building $191,100
2023$4,059.00$267,900 Land $90,000 Building $177,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 638 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Chicopee Municipal Lighting PlantFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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