Lapeer County property record for 40 W Sutton Rd, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,296 sqft · built 1975 |
| Lot Size | 3.06 acres (133,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Feb 2010) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Nov 2023 Reverse Mortgage Jan 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-320-011-00 |
| Primary APN | 012-320-011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 133,686 sqft (3.06 acres) |
| Lot Dimensions | 557 ft deep x 240 ft wide |
| Garage Area | 528 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 40 W SUTTON RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | SEC 33 T7N R10E HUNTERS HILLS LOT 11. |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 33 |
| Legal Subdivision | HUNTER HILLS |
| Legal Lot Number | 11 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 338000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 W SUTTON RD, METAMORA, MI 48455-9647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage GENISYS CU |
| Jan 12, 2017 | Grant Deed, Transfer |
| Dec 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2010 · Amount on File |
| Deed Sale | Feb 8, 2010 · Amount on File |
| Prior Sale | May 15, 2009 · Amount on File |
| Deed Book / Page | 2430 / 118 |
| Prior Transfer Date | May 6, 2009 |
| Prior Transfer Doc | 0023870223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 40 W SUTTON RD, METAMORA, MI 48455-9647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 W SUTTON RD, METAMORA, MI 48455-9647 |
| Document Number | 0033780111 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 3378/111 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | 2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jan 12, 2017 |
| Property Address | 40 W SUTTON RD, METAMORA, MI 48455-9647 |
| Document Number | 0028720110 |
| Book / Page | 002872 / 000110 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 5160 FLINT MI 485050160, FLINT, MI 48505-0160 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 40 W SUTTON RD, METAMORA, MI 48455-9647 |
| Document Number | 0028720304 |
| Book / Page | 002872 / 000304 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2017 |
| Title Company | VANGUARD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 W SUTTON RD METAMORA MI 484559647, METAMORA, MI 48455-9647 |
| Document Number | 0028720304 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 002872/000304 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 12, 2037 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,600 (+5.39%) | $379,200 (+5.39%) | |
| 2025 | $1,457.00 (+14.36%) Homeowner's exemption | $179,900 (+21.64%) | $359,800 (+21.64%) |
| 2023 | $147,900 | $295,800 | |
| 2022 | $1,274.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Frontier DSL | 10 / 1 |
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