200 W Sutton Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 200 W Sutton Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1995
Lot Size	3.06 acres (133,686 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2025)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Sep 2025 Transfer Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-320-007-00`

Property Details

APN / Parcel Number

Primary APN	`012-320-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,850 sqft Living Area
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	133,686 sqft (3.06 acres)
Lot Dimensions	557 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 W SUTTON RD
City	METAMORA
State	MI
Zip	48455-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 33 T7N R10E HUNTERS HILLS LOT 7.
Legal Range	10E
Legal Township	07N
Legal Section	33
Legal Subdivision	HUNTERS HILLS
Legal Lot Number	7
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1092
Census Tract	338000

Owner

200 W Sutton Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2659 CLARK RD, LAPEER, MI 48446-9482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer LIBERTY TITLE
Sep 23, 2025	Warranty Deed, Transfer LIBERTY TITLE
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Deed Book / Page	3478 / 518
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	0034780520
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Sep 23, 2025
Property Address	200 W SUTTON RD, METAMORA, MI 48455-9677
Document Number	0034780520
Book / Page	3478 / 520
Map Reference	LB 6 PG 34
Instrument Date	Sep 4, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2659 CLARK RD, LAPEER, MI 48446-9482

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2659 CLARK RD, LAPEER, MI 48446-9482

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 23, 2025
Property Address	200 W SUTTON RD, METAMORA, MI 48455-9677
Document Number	0034780518
Book / Page	3478 / 518
Map Reference	LB 6 PG 34
Instrument Date	Aug 28, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 W SUTTON RD, METAMORA, MI 48455-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 CLARK RD, LAPEER, MI 48446-9482

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	200 W SUTTON RD, METAMORA, MI 48455-9677
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W SUTTON RD, METAMORA, MI 48455-9677

Mortgage

Document Number	0033550964
Date	Jun 26, 2023
Book Page	3355/964

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 5, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	200 W SUTTON RD, METAMORA, MI 48455-9677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 W SUTTON RD, METAMORA, MI 48455-9677

Mortgage

Document Number	0031330667
Date	Oct 1, 2020
Book Page	3133/667

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 200 W Sutton Rd was $3,223 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,300 (+6.55%)	$582,600 (+6.55%)
2025	$3,223.00 (+4.1%) Homeowner's exemption	$273,400	$546,800
2024	$3,096.00
2023		$221,600	$443,200
2022	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 W Sutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 W Sutton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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