40 Villa Rd, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 40 Villa Rd, Westbrook, ME 04092

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,000 sqft · built 1978
OwnerIndividual Name on Record
Last Sale$227,000 (Oct 2024)
Tax Bill$2,645 (2023)
Deeds & MortgagesSep 2022 Refinance
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:016 B:003 L:040

Property Details

APN / Parcel Number

Primary APNM:016 B:003 L:040
Alternative APNs
  • WSBR M:016 B:040 L:003
  • 269

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,000 sqft Living Area
Gross Area1,480 sqft
1st Floor Area480 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Street Address40 VILLA RD
CityWESTBROOK
StateME
Zip04092-3649
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code12
Legal SubdivisionLA BELLA VILLA CONDOS
Legal Block40
Legal Lot Number3
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2009
Census Tract2600

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 MARY ST, WEST GARDINER, ME 04345-7511
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TRUCHOICE FEDERAL CREDIT UNION
Jun 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TRUCHOICE FEDERAL CREDIT UNION
Jan 25, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Deed Document Number202439093
Deed Book / Page41059 / 73
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address40 VILLA RD, WESTBROOK, ME 04092-3649
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0397090089
DateSep 12, 2022
Book Page39709/89
Instrument46656
Lender
NameTRUCHOICE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address40 VILLA RD, WESTBROOK, ME 04092-3649
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0383060240
DateJun 14, 2021
Book Page38306/240
Instrument41822
Lender
NameTRUCHOICE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address40 VILLA RD, WESTBROOK, ME 04092-3649
Document Number0338160278
Book / Page033816 / 000278
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 VILLA RD #40 WESTBROOK ME 040923649, 40, WESTBROOK, ME 04092-3649

Mortgage

Document Number0338160278
DateFeb 10, 2017
Book Page033816/000278
Instrument6562
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 9, 2047

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$2,645.00 (+9.39%)$158,600 (+18.71%) Land $54,700 Building $103,900
2022$2,418.00$133,600 Land $45,600 Building $88,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1998–2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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