40 Van Ter, Sparkill, NY 10976 Property Records

Rockland County and Orangetown Town property record for 40 Van Ter, Sparkill, NY 10976

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,777 sqft · built 1968
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$447,500 (Nov 2007)
Deeds & MortgagesAug 2025 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN392489 78.09-1-6

Property Details

APN / Parcel Number

Primary APN392489 78.09-1-6
Alternative APNs
  • 248907800900010060000000
  • 0024617

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,777 sqft Living Area
1st Floor Area1,216 sqft
Basement Area561 sqft
Finished Basement561 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
Garage TypeBasement
Pool TypeVinyl-Lined Pool
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0024617
Old Parcel Number248907800900010060000000
Street Address40 VAN TER
CitySPARKILL
StateNY
Zip10976-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description55/64/624/15.8
Legal SubdivisionCOUNTRY CLUB HMS/PALISADES SEC
Legal Block1
Legal Lot Number6.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group1
Census Block1006
Census Tract13402

Owner

Source: Rockland County and Orangetown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address40 VAN TER, SPARKILL, NY 10976-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
May 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jan 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2007 · Amount on Record
Deed SaleNov 26, 2007 · Amount on Record
Deed Document Number2007-00060672
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address40 VAN TER, SPARKILL, NY 10976-1406
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025804
DateAug 22, 2025
Instrument2025-00025804
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2045

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address40 VAN TER, SPARKILL, NY 10976-1406
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016706
DateMay 2, 2022
Instrument2022-00016706
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address40 VAN TER, SPARKILL, NY 10976-1406
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016705
DateMay 2, 2022
Instrument2022-00016705
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address40 VAN TER, SPARKILL, NY 10976-1406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001886
DateJan 19, 2018
Instrument2018-00001886
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$180,100 (-) Land $49,300 Building $130,800$527,533 (+4.36%) Land $144,405 Building $383,128
2023$180,100 Land $49,300 Building $130,800$505,473 Land $138,367 Building $367,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1979–2012)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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