Berkshire County and Adams Town property record for 40 Upton St, Adams, MA 01220 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,901 sqft · built 1904 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2020) |
| Tax Bill | $7,939 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2021 Refinance + 2 more |
| APN | 41090000000710 |
| Primary APN | 41090000000710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,901 sqft Living Area |
| Gross Area | 3,675 sqft |
| 1st Floor Area | 979 sqft |
| Basement Area | 979 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41090000000710 |
|---|---|
| Street Address | 40 UPTON ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 710 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 922200 |
Source: Berkshire County and Adams Town records · APN 41090000000710
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU |
| Dec 05, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage ADAMS COMMUNITY BK |
| Oct 15, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Deed Document Number | 20205786 |
| Deed Book / Page | 1728 / 1037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001846-229 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 1846/229 |
| Instrument | 202400000181 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1762-140 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 1762/140 |
| Instrument | 5478 |
| Name | GREYLOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1642-152 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 1642/152 |
| Instrument | 7422 |
| Name | ADAMS COMMUNITY BK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Oct 15, 2020 |
| Property Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Document Number | 1728-1037 |
| Book / Page | 1728 / 1037 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 5786 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 40 UPTON ST, ADAMS, MA 01220-1445 |
| Document Number | 5787 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 5787 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,939.00 (+6.32%) | $466,700 (+9.63%) Land $55,400 Building $411,300 |
| 2024 | $7,467.00 (+7.45%) | $425,700 (+13.64%) Land $52,100 Building $373,600 |
| 2023 | $6,949.00 | $374,600 Land $47,400 Building $327,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250039222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1994–2018) |
| Most Recent Claim | Jan 2018, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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