34 Upton St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 34 Upton St, Adams, MA 01220 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,274 sqft · built 1924
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2026)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 2 more
APN	`M:000109 P:0056.1`

Property Details

APN / Parcel Number

Primary APN	`M:000109 P:0056.1`
Alternative APNs	`ADAM M:1090 B:0000 L:00561` `41090000000561`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41090000000561
Street Address	34 UPTON ST
City	ADAMS
State	MA
Zip	01220-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	561
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3043
Census Tract	922200

Owner

Source: Berkshire County and Adams Town records · APN M:000109 P:0056.1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 UPTON ST, ADAMS, MA 01220-1444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREYLOCK FEDERAL CREDIT UNION
Jun 12, 2026	Quit Claim Deed, Transfer · ARM GREYLOCK FEDERAL CREDIT UNION
Oct 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GREYLOCK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	20263109
Deed Book / Page	1920 / 402
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Recording Date	Jun 12, 2026
Property Address	34 UPTON ST, ADAMS, MA 01220-1444
Document Number	001920-423
Book / Page	1920 / 423
Instrument Date	Jun 12, 2026
Instrument	20263111
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UPTON ST, ADAMS, MA 01220-1444

Mortgage

Document Number	0000003111,
Date	Jun 12, 2026
Book Page	1920/423
Instrument	20263111

Lender

Name	GREYLOCK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jun 12, 2026
Property Address	34 UPTON ST, ADAMS, MA 01220-1444
Document Number	0000003109
Book / Page	1920 / 402
Instrument Date	Jun 09, 2026
Instrument	20263109
Transaction Type	Transfer
Record Updated	Jul 01, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UPTON ST, ADAMS, MA 01220-1444

Mortgage

Date	Jun 12, 2026

Lender

Name	GREYLOCK FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Type Change Date	Jul 01, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Oct 20, 2020
Property Address	34 UPTON ST, ADAMS, MA 01220-1444
Document Number	1729-453
Book / Page	1729 / 453
Instrument Date	Oct 19, 2020
Instrument	5897
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UPTON ST, ADAMS, MA 01220-1444

Mortgage

Document Number	5898
Date	Oct 20, 2020
Instrument	5898

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Type Change Date	Nov 01, 2027
Max Rate At Change	2.75%
Index	3-Year CMT

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jan 31, 2017
Property Address	34 UPTON ST, ADAMS, MA 01220-1444
Document Number	1615-1049
Book / Page	001615 / 001049
Instrument Date	Jan 31, 2017
Instrument	531
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$683.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UPTON ST ADAMS MA 012201444, ADAMS, MA 01220-1444

Mortgage

Document Number	1615-1052
Date	Jan 31, 2017
Book Page	001615/001052
Instrument	532

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 30, 2039

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,795.00 (+6.3%)	$281,900 (+9.6%) Land $48,500 Building $233,400
2024	$4,511.00 (+7.94%)	$257,200 (+14.16%) Land $45,600 Building $211,600
2023	$4,179.00	$225,300 Land $41,400 Building $183,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250039222003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018, rainfall accumulation
Claims By Storm	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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