Berkshire County and Adams Town property record for 34 Upton St, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,274 sqft · built 1924 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $4,795 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 2 more |
| APN | M:000109 P:0056.1 |
| Primary APN | M:000109 P:0056.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41090000000561 |
|---|---|
| Street Address | 34 UPTON ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 561 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 922200 |
Source: Berkshire County and Adams Town records · APN M:000109 P:0056.1
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREYLOCK FEDERAL CREDIT UNION |
| Jun 12, 2026 | Quit Claim Deed, Transfer · ARM GREYLOCK FEDERAL CREDIT UNION |
| Oct 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST |
| Jan 31, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GREYLOCK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 20263109 |
| Deed Book / Page | 1920 / 402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 001920-423 |
| Book / Page | 1920 / 423 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263111 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 0000003111, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 1920/423 |
| Instrument | 20263111 |
| Name | GREYLOCK FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Jun 12, 2026 |
| Property Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 0000003109 |
| Book / Page | 1920 / 402 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 20263109 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Date | Jun 12, 2026 |
|---|
| Name | GREYLOCK FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 01, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Oct 20, 2020 |
| Property Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 1729-453 |
| Book / Page | 1729 / 453 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 5897 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 5898 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 5898 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Nov 01, 2027 |
| Max Rate At Change | 2.75% |
| Index | 3-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Jan 31, 2017 |
| Property Address | 34 UPTON ST, ADAMS, MA 01220-1444 |
| Document Number | 1615-1049 |
| Book / Page | 001615 / 001049 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 531 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $683.55 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 UPTON ST ADAMS MA 012201444, ADAMS, MA 01220-1444 |
| Document Number | 1615-1052 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 001615/001052 |
| Instrument | 532 |
| Name | GREYLOCK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 30, 2039 |
| Rate | 2.88% |
|---|
Source: Berkshire County and Adams Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,795.00 (+6.3%) | $281,900 (+9.6%) Land $48,500 Building $233,400 |
| 2024 | $4,511.00 (+7.94%) | $257,200 (+14.16%) Land $45,600 Building $211,600 |
| 2023 | $4,179.00 | $225,300 Land $41,400 Building $183,900 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1994–2018) |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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