Pickens County property record for 40 Townsend Rd, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,158 sqft · built 1984 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2023) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-046 |
| Primary APN | 018-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,158 sqft Heated Area |
| 1st Floor Area | 1,158 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 89,298 sqft (2.05 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 240 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6710 |
|---|---|
| Old Parcel Number | 018 046 |
| Street Address | 40 TOWNSEND RD |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | DIST24 LL236 2.05AC HOUSE |
| Legal Subdivision | GEE BENNIE L SURV |
| Jurisdiction | PICKENS GA |
| Township / Civil Division | LUDVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50400 |
Source: Pickens County records · APN 018-046
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Jun 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Mar 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL |
| Mar 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Nov 04, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Deed Document Number | 0001356170 |
| Deed Book / Page | 1356 / 170 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Investor | Possibly a Property Investor |
| Document Number | 0012850000000725 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 0000001285/0000000725 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Investor | Possibly a Property Investor |
| Document Number | 0012760000000902 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 0000001276/0000000902 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PICKENS GA |
| Recording Date | Mar 01, 2023 |
| Property Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Document Number | 0013560170 |
| Book / Page | 1356 / 170 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 2023-000432 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Document Number | 0001356172 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 1356/172 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Document Number | 0013170000000589 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 0000001317/0000000589 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS GA |
| Property Address | 40 TOWNSEND RD, TALKING ROCK, GA 30175-3623 |
| Document Number | 0012760902 |
| Instrument Date | Nov 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 TOWNSEND RD TALKING ROCK GA 301753623, TALKING ROCK, GA 30175-3623 |
| Document Number | 0012760902 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 001276/000902 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2051 |
Source: Pickens County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (-14.77%) Homeowner's exemption | $113,264 (+25.98%) Land $16,400 Building $96,864 | $283,159 (+25.98%) Land $41,000 Building $242,159 |
| 2023 | $1,828.00 (+101.1%) Homeowner's exemption | $89,904 (+101.06%) Land $16,400 Building $73,504 | $224,760 (+101.06%) Land $41,000 Building $183,760 |
| 2022 | $909.00 Homeowner's exemption | $44,716 Land $8,996 Building $35,720 | $111,790 Land $22,489 Building $89,301 |
Source: FEMA National Flood Hazard Layer as of July 1, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 68% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ellijay Telephone Company Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 21 locations within half a mile of this property.
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