281 Townsend Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 281 Townsend Rd, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	3 ba · 2,434 sqft · built 2011
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Tax Bill	$2,054 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-051-006`

Property Details

APN / Parcel Number

Primary APN	`018-051-006`
Alternative APN	`23028`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,434 sqft Heated Area
1st Floor Area	1,410 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,978 sqft (5.05 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	616 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23028
Street Address	281 TOWNSEND RD
City	TALKING ROCK
State	GA
Zip	30175-3641
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	DIST24 LL236 PT TR1 5.05 AC HOUSE
Legal Tract	1
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1019
Census Tract	50400

Owner

Source: Pickens County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 TOWNSEND RD, TALKING ROCK, GA 30175-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Limited Warranty Deed, Transfer
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022
Deed Sale	May 20, 2022
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20221536
Deed Book / Page	1329 / 68
Record Updated	Sep 20, 2026

May 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	May 13, 2022
Property Address	281 TOWNSEND RD, TALKING ROCK, GA 30175-3641
Document Number	0013290068
Book / Page	1329 / 68
Instrument Date	May 13, 2022
Instrument	2022-001536
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWNSEND RD, TALKING ROCK, GA 30175-3641

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Mar 5, 2021
Property Address	281 TOWNSEND RD, TALKING ROCK, GA 30175-3641
Document Number	0012610794
Book / Page	1261 / 794
Instrument Date	Mar 5, 2021
Instrument	2021-000517
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TOWNSEND RD, TALKING ROCK, GA 30175-3641
Investor	Possibly a Property Investor

Mortgage

Document Number	0012610000000796
Date	Mar 5, 2021
Book Page	0000001261/0000000796

Lender

Name	US MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 (-8.34%) Homeowner's exemption	$195,124 (+69.39%) Land $37,202 Building $157,922	$487,809 (+69.39%) Land $93,004 Building $394,805
2023	$2,241.00 (-4.31%) Homeowner's exemption	$115,191 (-) Land $29,759 Building $85,432	$287,977 (-) Land $74,398 Building $213,579
2022	$2,342.00 Homeowner's exemption	$115,191 Land $29,759 Building $85,432	$287,977 Land $74,398 Building $213,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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