Ulster County and Lloyd Town property record for 38 Toc Dr, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,539 sqft · built 1995 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,200 (Jun 1998) |
| Tax Bill | $9,069 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 103434.000 |
| Primary APN | 103434.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 513 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 103434.000 |
|---|---|
| Street Address | 38 TOC DR |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Block | 11 |
| Legal Lot Number | 4.200 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 953600 |
38 Toc Dr is owned and occupied by two individuals who bought it in June 1998.
Source: Ulster County and Lloyd Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 TOC DR, HIGHLAND, NY 12528-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1998 · Amount on File |
| Deed Sale | Jun 9, 1998 · Amount on File |
| Deed Book / Page | 2798 / 711 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 38 Toc Dr was $9,069 with exemptions applied.
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,069.00 | $233,400 Land $73,600 Building $159,800 | $393,858 Land $124,199 Building $269,659 |
| 2023 | $233,400 Land $73,600 Building $159,800 | $328,732 Land $103,662 Building $225,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Toc Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Toc Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER DISTRICT serves 4,000 people · EPA ID NY5503368 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile, Verizon.
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