40 Timber Ridge Trl, Lorena, TX 76655 Property Records

McLennan County property record for 40 Timber Ridge Trl, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,423 sqft · built 2000
Lot Size	1.17 acres (51,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,800 (Jun 2019)
Tax Bill	$8,181 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-084800-002900-1`

Property Details

APN / Parcel Number

Primary APN	`30-084800-002900-1`
Alternative APNs	`3008480000290010111` `131177`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,423 sqft Living Area
Gross Area	4,307 sqft
1st Floor Area	2,134 sqft
2nd Floor Area	1,289 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	51,335 sqft
Garage Type	Attached
Garage Area	884 sqft
Driveway	Concrete Driveway
Driveway Area	2,190 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	565 sqft
Porch	Open Porch
Porch Area	369 sqft
Patio Area	875 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 TIMBER RIDGE TRL
City	LORENA
State	TX
Zip	76655-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TIMBER CREEK LOT 29 BLOCK 1 ACRES 1.1785
Legal Subdivision	TIMBER CREEK
Legal Block	1
Legal Lot Number	29
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE CAPITAL LP
Jun 10, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	201919072
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	40 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030623
Date	Sep 2, 2020
Instrument	2020030623

Lender

Name	AMERICAN HERITAGE CAPITAL LP
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 10, 2019
Property Address	40 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000019072
Instrument Date	Jun 10, 2019
Instrument	19072
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10019 STONY POINT DR WOODWAY TX 767123173, WOODWAY, TX 76712-3173

Mortgage

Document Number	19073
Date	Jun 10, 2019
Instrument	19073

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,693 (+0.27%) Land $108,831 Building $603,862	$712,693 (+0.27%) Land $108,831 Building $603,862
2025	$8,181.00 (-7.24%) Homeowner's exemption	$710,760 (-16.63%) Land $98,560 Building $612,200	$710,760 (-16.63%) Land $98,560 Building $612,200
2024	$8,820.00 (+9.2%)
2023		$852,510 Land $98,560 Building $753,950	$852,510 Land $98,560 Building $753,950
2022	$8,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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