32 Timber Ridge Trl, Lorena, TX 76655 Property Records

McLennan County property record for 32 Timber Ridge Trl, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,664 sqft · built 2000
Lot Size	2.28 acres (99,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$852,000 (Dec 2022)
Tax Bill	$11,409 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-084800-001200-2`

Property Details

APN / Parcel Number

Primary APN	`30-084800-001200-2`
Alternative APNs	`3008480000120020101` `131160`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,664 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	2,546 sqft
2nd Floor Area	1,119 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	99,443 sqft
Garage Type	Attached
Garage Area	1,223 sqft
Driveway	Concrete Driveway
Driveway Area	6,870 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	425 sqft
Porch	Open Porch
Porch Area	216 sqft
Deck Area	126 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32 TIMBER RIDGE TRL
City	LORENA
State	TX
Zip	76655-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TIMBER CREEK LOT 12 BLOCK 1 ACRES 2.2829
Legal Subdivision	TIMBER CREEK
Legal Block	1
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 10, 2019	Vendor's Lien, Transfer AFFILIATED BANK
Apr 5, 2019	Loan Modification, Mortgage AFFILIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	202247135
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000011762
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 14, 2022
Property Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000047135
Map Reference	VOL 20 PG 873
Instrument Date	Dec 13, 2022
Instrument	2022047135
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035

Mortgage

Document Number	0000047136
Date	Dec 14, 2022
Instrument	2022047136

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017205
Date	May 28, 2020
Instrument	2020017205

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 10, 2019
Property Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000011762
Map Reference	VOL 20 PG 873
Instrument Date	Apr 5, 2019
Instrument	2019011762
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 TIMBER RIDGE TRL, 32, LORENA, TX 76655-3035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 COUNTY ROAD 4180, CRANFILLS GAP, TX 76637-4535

Mortgage

Document Number	0000011763
Date	Apr 10, 2019
Instrument	2019011763

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	32 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000014086
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014086
Date	May 4, 2020
Instrument	14086

Lender

Name	AFFILIATED BK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,000 (-23.58%) Land $124,019 Building $602,981	$727,000 (-23.58%) Land $124,019 Building $602,981
2025	$11,409.00 (-21.38%) Homeowner's exemption	$951,307 (-26.8%) Land $112,570 Building $838,737	$951,307 (-26.8%) Land $112,570 Building $838,737
2024	$14,512.00 (-21.09%)
2023		$1,299,660 Land $112,570 Building $1,187,090	$1,299,660 Land $112,570 Building $1,187,090
2022	$18,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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