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40 Taylor Ave, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 40 Taylor Ave, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,256 sqft · built 1970
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$126,500 (May 2022)
Tax Bill$6,050 (2026)
Deeds & MortgagesDec 2023 Mortgage
May 2022 Sale & Mortgage
APN453801 05-2-34.2

Property Details

APN / Parcel Number

Primary APN453801 05-2-34.2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area1,128 sqft
Basement Area1,128 sqft
Finished Basement1,128 sqft
Unfinished Basement1,128 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 TAYLOR AVE
CityWATERLOO
StateNY
Zip13165-8523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number34.002
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3031
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 TAYLOR AVE, WATERLOO, NY 13165-8523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 11, 2022Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleJan 29, 2016 · Amount on Record
Deed Document Number202258385
Deed Book / Page1055 / 313
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address40 TAYLOR AVE, WATERLOO, NY 13165-8523
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001910/268
DateDec 14, 2023
Book Page1910/268
Instrument65014
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateMay 11, 2022
Property Address40 TAYLOR AVE, WATERLOO, NY 13165-8523
Document Number001055/313
Book / Page1055 / 313
Instrument DateFeb 25, 2022
Instrument58385
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5488 STATE ROUTE 96 # LOT9, 9, ROMULUS, NY 14541-9516

Mortgage

Document Number001852/202
DateMay 11, 2022
Book Page1852/202
Instrument58386
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,050.00 (+4.27%)
2025$5,802.00 (+3.2%)$120,900 (-) Land $19,600 Building $101,300$198,200 (+11.47%) Land $32,132 Building $166,068
2024$5,622.00 (+302.15%)$120,900 (-) Land $19,600 Building $101,300$177,800 (+4.42%) Land $28,824 Building $148,976
2023$120,900 Land $19,600 Building $101,300$170,282 Land $27,606 Building $142,676
2019$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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