39 Taylor Ave, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 39 Taylor Ave, Waterloo, NY 13165

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 832 sqft · built 1962
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$73,500 (Jan 2016)
Tax Bill	$3,730 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
APN	`453801 05-1-06`

Property Details

APN / Parcel Number

Primary APN	`453801 05-1-06`
Alternative APN	`380100500000010060000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Total Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Porch	Porch
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	39 TAYLOR AVE, &
City	WATERLOO
State	NY
Zip	13165-9505
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3030
Census Tract	950500

Owner

39 Taylor Ave is owned by an individual who bought it in January 2016.

Source: Seneca County and Waterloo Town records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	39AND37 TAYLOR AVE, WATERLOO, NY 13165
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2016 · Amount on File
Deed Sale	Jan 21, 2016 · Amount on File
Deed Book / Page	922 / 280
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	Sep 11, 2026
Property Address	39 TAYLOR AVE, WATERLOO, NY 13165-9505
Document Number	0000075885
Book / Page	2006 / 327
Instrument Date	Aug 24, 2026
Instrument	202675885
Transaction Type	Mortgage
Record Updated	Oct 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 TAYLOR AVE, WATERLOO, NY 13165-9505

Mortgage

Document Number	0000075885,
Date	Sep 11, 2026
Book Page	2006/327
Instrument	202675885

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 39 Taylor Ave was $3,730, up 4.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,730.00 (+4.19%)
2025	$3,580.00	$73,500 Land $28,900 Building $44,600	$120,500 Land $47,380 Building $73,120
2023		$73,500 Land $28,900 Building $44,600	$103,521 Land $40,704 Building $62,817
2019	$1,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39 Taylor Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Taylor Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20