40 Sylvan Dr, Independence, KY 41051 Property Records

Kenton County property record for 40 Sylvan Dr, Independence, KY 41051 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1987
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$120,900 (Aug 2003)
Tax Bill$2,295 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN032-30-02-074.00

Property Details

APN / Parcel Number

Primary APN032-30-02-074.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Finished Area
Gross Area1,219 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address40 SYLVAN DR
CityINDEPENDENCE
StateKY
Zip41051-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODDALE LOT 6 1ST ADDN 0.5 ACS NS SYLVAN DR
Legal SubdivisionWOODDALE
Legal Phase1ST
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1012
Census Tract63610

Owner

Source: Kenton County records · APN 032-30-02-074.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 SYLVAN DR, INDEPENDENCE, KY 41051-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jun 13, 2017Deed of Trust, Mortgage · Conventional with PMI
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2003 · Amount on Record
Deed SaleAug 04, 2003 · Amount on Record
Deed Document Number200308 04 059 00273
Deed Book / Page1066 / 284
Last Transfer DateMar 23, 2005
Transfer Doc0005900049
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address40 SYLVAN DR, INDEPENDENCE, KY 41051-9234
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900103
DateOct 06, 2022
Book Page412/807
Instrument22100605900103
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 01, 2037

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address40 SYLVAN DR, INDEPENDENCE, KY 41051-9234
Document Number0000000056
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedJul 06, 2017
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 SYLVAN DR INDEPENDENCE KY 410519234, INDEPENDENCE, KY 41051-9234

Mortgage

Document Number0000000056
DateJun 26, 2017
Book Page003960/000046
Instrument56
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 25, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,295.00 (+22.99%)$197,400 (+33.47%) Land $35,000 Building $162,400$197,400 (+33.47%) Land $35,000 Building $162,400
2023$1,866.00$147,900 Land $30,000 Building $117,900$147,900 Land $30,000 Building $117,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170636101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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