Middlesex County and Old Bridge Township property record for 40 Surrey Dr, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,430 sqft · built 1990 |
| Lot Size | 0.342 acres (14,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Sep 2018) |
| Tax Bill | $12,072 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-13003-12-00030 |
| Primary APN | 15-13003-12-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,430 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 14,893 sqft (0.342 acres) |
| Lot Dimensions | 146 ft deep x 102 ft wide |
| Account Number | 08506000 |
|---|---|
| Street Address | 40 SURREY DR |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 102X146 |
| Legal Subdivision | OLD BRIDGE MANOR SEC-5 |
| Legal Block | 13003 |
| Legal Lot Number | 30 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 7914 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 12, 2018 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Dec 15, 1989 · Amount on Record |
| Deed Document Number | 201879773 |
| Deed Book / Page | 17292 / 1187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Document Number | 0000021031 |
| Book / Page | 19988 / 663 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202621031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Document Number | 0000021031, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 19988/663 |
| Instrument | 202621031 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000061138 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 19321/1374 |
| Instrument | 2023061138 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000137447 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 18209/880 |
| Instrument | 2020137447 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEYS CHOICE TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0000025986 |
|---|---|
| Date | Apr 9, 2019 |
| Book Page | 17465/1667 |
| Instrument | 2019025986 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000085114 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 17651/0981 |
| Instrument | 2019085114 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 40 SURREY DR, OLD BRIDGE, NJ 08857-2759 |
| Document Number | 201800079773 |
| Book / Page | 17292 / 1187 |
| Map Reference | MAP4798-971 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 201800079773 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,796.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 NICOLE CT, 79, OLD BRIDGE, NJ 08857-2675 |
| Name | Verified Name |
|---|---|
| Address | 40 SURREY DR OLD BRG, OLD BRIDGE, NJ 08857 |
| Document Number | 201800079774 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 201800079774 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,300 (-) Land $64,400 Building $129,900 | $194,300 (-) Land $64,400 Building $129,900 | |
| 2025 | $12,072.00 (+10.03%) | $194,300 (-) Land $64,400 Building $129,900 | $194,300 (-) Land $64,400 Building $129,900 |
| 2024 | $10,972.00 (+6.69%) | ||
| 2023 | $194,300 Land $64,400 Building $129,900 | $194,300 Land $64,400 Building $129,900 | |
| 2022 | $10,284.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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